2565 Oak Dr, Bartow, FL 33830 Property Records

Polk County property record for 2565 Oak Dr, Bartow, FL 33830

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,130 sqft · built 1976
Lot Size	2.58 acres (112,411 sqft)
Owner	Individual Name on Record
Last Sale	$200,000 (Jan 2018)
Tax Bill	$2,268 (2025)
Deeds & Mortgages	Jun 2023 Line of Credit Nov 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`26-30-16-694500-008040`

Property Details

APN / Parcel Number

Primary APN	`26-30-16-694500-008040`
Alternative APNs	`163026694500008040` `63026000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,130 sqft Living Area
Gross Area	2,730 sqft
1st Floor Area	2,130 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1990
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Other
Lot Area	112,411 sqft
Lot Dimensions	681 ft deep x 153 ft wide
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	600 sqft
Porch	Enclosed/Unfinished Porch
Porch Area	660 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	2565 OAK DR
City	BARTOW
State	FL
Zip	33830-9238
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ALTURAS PB 4 PG 62 BLK 8 LOT 4 AND ADJACENT SHORE BOULEVARD & E1/2 OF CLOSED 4TH STREET
Legal Range	26E
Legal Township	30S
Legal Section	16
Legal Subdivision	ALTURAS
Legal Tract	694500
Legal Block	8
Legal Lot Number	4
Jurisdiction	POLK FL
Township / Civil Division	BARTOW
Census Block Group	1
Census Block	1025
Census Tract	15302

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2565 OAK DR, BARTOW, FL 33830-9238
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2023	Deed of Trust, Mortgage · Line of Credit JACKSON FLAGSTAR CENTRE OFFICE
Nov 16, 2020	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Jan 23, 2018	Warranty Deed, Transfer · FHA Mortgage SUCCESS MTG PTRS
Aug 31, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 23, 2018 · Amount on Record
Deed Sale	Jan 23, 2018 · Amount on Record
Prior Sale	Jun 29, 2016 · Amount on Record
Deed Document Number	201816083
Deed Book / Page	10375 / 154
Prior Transfer Date	Aug 25, 2017
Prior Transfer Doc	0000169065
Record Updated	Oct 29, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	2565 OAK DR, BARTOW, FL 33830-9238
Transaction Type	Mortgage
Record Updated	Jul 5, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2565 OAK DR, BARTOW, FL 33830-9238

Mortgage

Document Number	0000147061
Date	Jun 22, 2023
Book Page	12739/108
Instrument	2023147061

Lender

Name	JACKSON FLAGSTAR CENTRE OFFICE
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	2565 OAK DR, BARTOW, FL 33830-9238
Document Number	0114850770
Instrument Date	Nov 16, 2020
Transaction Type	Mortgage
Record Updated	Dec 22, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2565 OAK DR BARTOW FL 338309238, BARTOW, FL 33830-9238

Mortgage

Document Number	0114850770
Date	Dec 9, 2020
Book Page	011485/000770
Instrument	263716

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	336 Months
Due	Dec 8, 2048

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Jan 23, 2018
Property Address	2565 OAK DR, BARTOW, FL 33830-9238
Document Number	0103750154
Book / Page	010375 / 000154
Instrument Date	Jan 16, 2018
Instrument	16083
Transaction Type	Transfer
Record Updated	May 9, 2018
Title Company	INTEGRITY FIRST TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,400.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16 SUNDANCE DR

Mortgage

Document Number	103750156
Date	Jan 23, 2018
Book Page	010375/000156
Instrument	16084

Lender

Name	SUCCESS MTG PTRS
Type	Mortgage Company
Address	PLYMOUTH, MI 48170

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 22, 2048

August 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	POLK FL
Recording Date	Aug 31, 2017
Property Address	2565 OAK DR, BARTOW, FL 33830-9238
Document Number	0102492022
Book / Page	010249 / 002022
Instrument Date	Aug 25, 2017
Instrument	169065
Transaction Type	Transfer
Record Updated	Sep 13, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2565 OAK DR BARTOW FL 338309238, BARTOW, FL 33830-9238

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$221,476 (+2.7%)	$362,303 (-1.26%) Land $101,562 Building $260,741
2025	$2,268.00 (-14.03%) Homeowner's exemption	$215,653 (+5.99%)	$366,917 (-2.83%) Land $101,562 Building $265,355
2023	$2,638.00 (+3.78%) Homeowner's exemption	$203,471 (+3%)	$377,612 (+22.76%) Land $98,298 Building $279,314
2022	$2,542.00 Homeowner's exemption	$197,545	$307,605 Land $68,460 Building $239,145

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	4 (1982–2005)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Aug 2005 · Hurricane Katrina Evacuation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · above 42% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALTURAS WATER, LLC public/private · serves 300 people · EPA ID FL6530057
Water Source	Groundwater
Last State Inspection	Mar 2023
Lead	8 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Spectrum Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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