2620 Oak Beach Blvd, Sebring, FL 33875 Property Records

Highlands County property record for 2620 Oak Beach Blvd, Sebring, FL 33875

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 2,683 sqft · built 2004
Lot Size	0.236 acres (10,293 sqft)
Owner	2 Individual Names on File
Last Sale	$510,000 (May 2023)
Tax Bill	$3,869 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit May 2023 Sale
Flood Zone	Zone X (minimal risk)
APN	`C036907004400210`

Property Details

APN / Parcel Number

Primary APN	`C036907004400210`
Alternative APN	`C-03-36-29-070-0440-0210`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Stories	2 Stories
Building Area	2,683 sqft Living Area
Gross Area	3,119 sqft
1st Floor Area	1,677 sqft
Upper Floors Area	630 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	10,293 sqft (0.236 acres)
Lot Dimensions	126 ft deep x 76 ft wide
View / Lot	Water
Garage Type	Attached
Garage Area	436 sqft
Driveway	Concrete Driveway
Driveway Area	585 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Florida Room
Porch Area	501 sqft
Deck Area	380 sqft
Patio Area	375 sqft
Gazebo	351 sqft
Boat Access	Boat Access
Boat House	Boat House

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	2620 OAK BEACH BLVD
City	SEBRING
State	FL
Zip	33875-8217
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	SEBRING LAKES UNIT 4A PB 8 PG 32 LOT 21 BLK 44 LESS S 10 FT RD R/W
Legal Range	29E
Legal Township	36S
Legal Section	03
Legal Subdivision	SEBRING LAKES UNIT 4 A
Legal Block	44
Legal Lot Number	21
Jurisdiction	HIGHLANDS FL
Township / Civil Division	LAKE PLACID
Census Block Group	1
Census Block	1000
Census Tract	961401

Owner

2620 Oak Beach Blvd is owned and occupied by two individuals who bought it in May 2023.

Source: Highlands County records, as of July 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2620 OAK BEACH BLVD, SEBRING, FL 33875-8217
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 22, 2026	Deed of Trust, Mortgage · Line of Credit SEACOAST NATIONAL BANK
May 4, 2023	Warranty Deed, Transfer WHEATLAND TITLE, HEARTLAND TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 4, 2023 · Amount on File
Deed Sale	May 4, 2023 · Amount on File
Prior Sale	May 7, 2012 · Amount on File
Deed Document Number	20232149186
Deed Book / Page	2972 / 1288
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HIGHLANDS FL
Recording Date	Jul 22, 2026
Property Address	2620 OAK BEACH BLVD, SEBRING, FL 33875-8217
Document Number	0002322673
Book / Page	3206 / 1434
Instrument Date	Jul 3, 2026
Instrument	20262322673
Transaction Type	Mortgage
Record Updated	Jul 30, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2620 OAK BEACH BLVD, SEBRING, FL 33875-8217

Mortgage

Document Number	0002322673,
Date	Jul 22, 2026
Book Page	3206/1434
Instrument	20262322673

Lender

Name	SEACOAST NATIONAL BANK

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	6.48%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HIGHLANDS FL
Recording Date	May 4, 2023
Property Address	2620 OAK BEACH BLVD, SEBRING, FL 33875-8217
Document Number	0002149186
Book / Page	2972 / 1288
Map Reference	MB 8 PG 32
Instrument Date	May 2, 2023
Instrument	2149186
Transaction Type	Transfer
Record Updated	May 16, 2023
Title Company	WHEATLAND TITLE, HEARTLAND TITLE

Transaction

Amount	Amount on Record
Tax	$3,570.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5461 NE 56TH PKWY, OKEECHOBEE, FL 34972-8659

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2620 OAK BEACH BLVD, SEBRING, FL 33875-8217

Tax Assessment & Valuation

The 2025 property tax bill for 2620 Oak Beach Blvd was $3,869 with a homeowner's exemption, up 3% from the year before.

Source: Highlands County assessment roll, as of December 10, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Highlands County
Unified School District	Highlands County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,869.00 (+3.01%) Homeowner's exemption	$300,810	$542,665 Land $64,600 Building $478,065
2024	$3,756.00 (-32.51%)
2023	$5,565.00 (+11.34%)	$490,517 (+20.03%) Land $53,200 Building $437,317	$490,517 (+20.03%) Land $53,200 Building $437,317
2022	$4,998.00	$408,662 Land $53,200 Building $355,462	$408,662 Land $53,200 Building $355,462

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2620 Oak Beach Blvd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 22 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	22 in force
Nearby Flood Claims	7 (2017–2024)
Claims Outside the SFHA	1 of 7
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 2 claims Hurricane Helene, Sep 2024 · 2 claims Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2620 Oak Beach Blvd is high, ranking above 70% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 70% of the US · above 51% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE JOSEPHINE HEIGHTS private · serves 1,325 people · EPA ID FL6280162
Water Source	Groundwater
Last State Inspection	Jan 2023
Lead	1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conexon Connect Fiber	2,000 / 2,000
Xfinity Cable	1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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