Oakland County property record for 2620 McDowell St, Ferndale, MI 48220
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 704 sqft · built 1949 |
| Lot Size | 0.099 acres (4,312 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,772 (2025) |
| Deeds & Mortgages | Dec 2022 Line of Credit Dec 2022 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 24-25-26-302-008 |
| Primary APN | 24-25-26-302-008 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 704 sqft Living Area |
| 1st Floor Area | 696 sqft |
| Basement Area | 696 sqft |
| Finished Basement | 696 sqft |
| Year Built | Built 1949 |
|---|---|
| Effective Year Built | Effective 1949 |
| Architectural Style | Bungalow |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 4,312 sqft (0.099 acres) |
| Lot Dimensions | 105 ft deep x 41 ft wide |
| Porch | Slab |
|---|---|
| Porch Area | 32 sqft |
| Deck Area | 28 sqft |
| Patio Area | 28 sqft |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Street Address | 2620 MCDOWELL ST |
|---|---|
| City | FERNDALE |
| State | MI |
| Zip | 48220-3022 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RI |
| Legal Description | T1N, R11E, SEC 26 FIRST ADD TO EAST URBANREST S 23 FT OF LOT 13 & N 18 FT OF LOT 14, ALSO 1/2 OF VAC ALLEY ADJ TO SAME BLK 14 |
| Legal Range | 11E |
| Legal Township | 01N |
| Legal Section | 26 |
| Legal Subdivision | FIRST ADD |
| Legal Block | 14 |
| Legal Lot Number | 13-14 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | FERNDALE |
| Census Block Group | 5 |
| Census Block | 5004 |
| Census Tract | 173000 |
2620 McDowell St is owned and occupied by an individual who acquired it in December 2022.
Source: Oakland County records, as of May 27, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2620 MCDOWELL ST, FERNDALE, MI 48220-3022 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 15, 2022 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA |
| Dec 28, 2022 | Intrafamily Transfer, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Dec 28, 2022 |
| Transfer Doc | 0000486439 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 2620 MCDOWELL ST, FERNDALE, MI 48220-3022 |
| Transaction Type | Mortgage |
| Record Updated | Jan 26, 2023 |
| Name | Verified Name |
|---|---|
| Address | 2620 MCDOWELL ST, FERNDALE, MI 48220-3022 |
| Document Number | 0000483102 |
|---|---|
| Date | Dec 15, 2022 |
| Book Page | 58321/195 |
| Instrument | 483102 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Nov 30, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Dec 28, 2022 |
| Property Address | 2620 MCDOWELL ST, FERNDALE, MI 48220-3022 |
| Document Number | 0000486439 |
| Book / Page | 58338 / 568 |
| Map Reference | LB 4 PG 25 |
| Instrument Date | Dec 28, 2022 |
| Instrument | 486439 |
| Transaction Type | Transfer |
| Record Updated | Jan 19, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2620 MCDOWELL ST, FERNDALE, MI 48220-3022 |
| Name | Verified Name |
|---|---|
| Address | 2620 MCDOWELL ST, FERNDALE, MI 48220-3022 |
The 2025 property tax bill for 2620 McDowell St was $1,772, up 0.1% from the year before.
Source: Oakland County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oakland County |
| Municipality | Ferndale City |
| Unified School District | Hazel Park City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,772.00 (+0.06%) | $77,080 | $154,160 |
| 2024 | $1,771.00 | ||
| 2023 | $67,430 | $134,860 | |
| 2021 | $1,651.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2620 McDowell St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 2620 McDowell St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FERNDALE serves 22,105 people · EPA ID MI0002280 |
|---|---|
| Water Source | Purchased surface water from GREAT LAKES WATER AUTHORITY |
| Last State Inspection | May 2021 |
| Lead | 9 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead public education Nov 2020 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 769 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
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