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2536 McDowell St, Ferndale, MI 48220 Property Records

Oakland County property record for 2536 McDowell St, Ferndale, MI 48220

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 704 sqft · built 1949
Lot Size0.099 acres (4,312 sqft)
OwnerIndividual Name on File
Last Sale$235,000 (Oct 2025)
Tax Bill$5,307 (2025)
Deeds & MortgagesOct 2025 Sale & Mortgage
Oct 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN24-25-26-302-011

Property Details

APN / Parcel Number

Primary APN24-25-26-302-011

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area704 sqft Living Area
1st Floor Area696 sqft
Basement Area696 sqft
Unfinished Basement696 sqft

Exterior

Year BuiltBuilt 1949
Effective Year BuiltEffective 2022
Architectural StyleBungalow
Exterior MaterialOther
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area4,312 sqft (0.099 acres)
Lot Dimensions105 ft deep x 41 ft wide
Garage Area308 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchSlab
Porch Area32 sqft
Deck Area28 sqft
Patio Area28 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal

Location & Zoning

Street Address2536 MCDOWELL ST
CityFERNDALE
StateMI
Zip48220-1555
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRI
Legal DescriptionT1N, R11E, SEC 26 FIRST ADD TO EAST URBANREST LOT 18 & N 16 FT OF LOT 19, ALSO 1/2 OF VAC ALLEY ADJ TO SAME BLK 14
Legal Range11E
Legal Township01N
Legal Section26
Legal SubdivisionFIRST ADD
Legal Block14
Legal Lot Number18-19
JurisdictionOAKLAND MI
Township / Civil DivisionFERNDALE
Census Block Group5
Census Block5004
Census Tract173000

Owner

2536 McDowell St is owned and occupied by an individual who bought it in October 2025.

Source: Oakland County records, as of October 9, 2026

Owner of RecordIndividual Name on File
Mailing Address411 PINECLIFF CT, WATERFORD, MI 48327-1794
OccupancyOwner Occupied
Owner TypeIndividual
VestingMarried Woman, Separate Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 14, 2025Warranty Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Oct 13, 2022Warranty Deed, Transfer · Conventional Mortgage
THE STATE BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 14, 2025 · Amount on File
Deed SaleOct 14, 2025 · Amount on File
Prior SaleOct 13, 2022 · Amount on File
Deed Document Number2025130472
Deed Book / Page60621 / 424
Prior Transfer DateNov 16, 2012
Prior Transfer Doc0000253959
Record UpdatedOct 29, 2026

October 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOAKLAND MI
Recording DateOct 14, 2025
Property Address2536 MCDOWELL ST, FERNDALE, MI 48220-1555
Document Number0000130472
Book / Page60621 / 424
Map ReferenceLB 4 PG 25
Instrument DateOct 9, 2025
Instrument130472
Transaction TypeTransfer
Record UpdatedOct 23, 2025
Title CompanyATA NATIONAL TITLE GROUP LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,762.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2536 MCDOWELL ST, FERNDALE, MI 48220-1555

Transferred To (Grantee/Buyer)

NameVerified Name
Address411 PINECLIFF CT, WATERFORD, MI 48327-1794

Mortgage

Document Number0060621426
DateOct 14, 2025
Instrument60621/426
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2055

October 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOAKLAND MI
Recording DateOct 13, 2022
Property Address2536 MCDOWELL ST, FERNDALE, MI 48220-1555
Document Number0000457733
Book / Page58186 / 476
Map ReferenceLB 4 PG 25
Instrument DateOct 7, 2022
Instrument457733
Transaction TypeTransfer
Record UpdatedOct 27, 2022
Title CompanyDEVON TITLE COMPANY, DEVON TITLE AGENCY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,627.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2017 HARBOR VILLAGE AVE, 2017, KEEGO HARBOR, MI 48320-1374

Transferred To (Grantee/Buyer)

NameVerified Name
Address2536 MCDOWELL ST, FERNDALE, MI 48220-1555

Mortgage

Document Number0058186479
DateOct 13, 2022
Instrument58186/479
Lender
NameTHE STATE BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2052
Interest
Rate TypeAdjustable Rate
Rate4.75%
Type Change DateNov 1, 2032
Change FrequencyAnnually
Min Rate At Change2.75%
Max Rate At Change6.75%
Index1-Year CMT
Max Rate10.7%

Tax Assessment & Valuation

The 2025 property tax bill for 2536 McDowell St was $5,307 with a homeowner's exemption, down 2.5% from the year before.

Source: Oakland County assessment roll, as of February 4, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyOakland County
MunicipalityFerndale City
Unified School DistrictHazel Park City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,307.00 (-2.48%) Homeowner's exemption$100,030 (+4.75%)$200,060 (+4.75%)
2024$5,442.00 (-5.5%) Homeowner's exemption$95,490 (+4.12%)$190,980 (+4.12%)
2023$5,759.00 Homeowner's exemption$91,710$183,420
2021$1,890.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2536 McDowell St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2536 McDowell St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFERNDALE
serves 22,105 people · EPA ID MI0002280
Water SourcePurchased surface water from GREAT LAKES WATER AUTHORITY
Last State InspectionMay 2021
Lead9 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead public education
Nov 2020
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 769 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL in parts of the area		5,000 / 5,000
Xfinity
Cable		2,000 / 250
WOW Internet, Cable & Phone
Cable		1,200 / 50
Verizon
Fixed Wireless		1,000 / 75
T-Mobile
Fixed Wireless		100 / 20

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