Tipton County property record for 2620 Hwy 54 E, Covington, TN 38019
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 2,030 sqft · built 1935 |
| Lot Size | 5.5 acres (239,580 sqft) |
| Owner | Individual Name on File |
| Last Sale | $50,000 (Jul 2023) |
| Tax Bill | $2,179 (2025) |
| Deeds & Mortgages | Nov 2023 Line of Credit Jul 2023 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 084042 03500 |
| Primary APN | 084042 03500 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 2,030 sqft |
| 1st Floor Area | 2,030 sqft |
| Year Built | Built 1935 |
|---|---|
| Exterior Material | Siding |
| Lot Area | 239,580 sqft (5.5 acres) |
| Terrain | Rolling |
| Garage Type | Detached |
| Garage Area | 960 sqft |
| Porch | Porch |
| Porch Area | 216 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | HVAC |
|---|---|
| Heating System | Package Unit |
| Sewer | Connected |
| Water Source | Commercial |
| Street Address | 2620 HIGHWAY 54 E |
|---|---|
| City | COVINGTON |
| State | TN |
| Zip | 38019-7136 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DISTRICT: 01, COUNTY AREA: C61 |
| Legal Subdivision | VAN E BOALS SURV |
| Jurisdiction | TIPTON TN |
| Township / Civil Division | 1 |
| Census Block Group | 1 |
| Census Block | 1029 |
| Census Tract | 40602 |
2620 Hwy 54 E is owned and occupied by an individual who bought it in July 2023.
Source: Tipton County records, as of January 19, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2620 HIGHWAY 54 E, COVINGTON, TN 38019-7136 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 15, 2023 | Deed of Trust, Mortgage · Line of Credit BANK OF RIPLEY |
| Jul 28, 2023 | Warranty Deed, Transfer TRINITY TITLE COMPANY, REALTY TITLE & ESCROW CO INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 28, 2023 · Amount on File |
| Deed Sale | Jul 28, 2023 · Amount on File |
| Prior Sale | May 26, 2006 |
| Deed Document Number | 267997 |
| Deed Book / Page | 2008 / 118 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TIPTON TN |
| Property Address | 2620 HIGHWAY 54 E, COVINGTON, TN 38019-7136 |
| Transaction Type | Mortgage |
| Record Updated | Mar 25, 2024 |
| Name | Verified Name |
|---|---|
| Address | 2620 HIGHWAY 54 E, COVINGTON, TN 38019-7136 |
| Document Number | 0002020471 |
|---|---|
| Date | Nov 15, 2023 |
| Book Page | 2020/471 |
| Instrument | 270606 |
| Name | BANK OF RIPLEY |
|---|---|
| Type | Bank |
| Address | COVINGTON, TN 38019 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 9 Months |
| Due | Aug 8, 2024 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | TIPTON TN |
| Recording Date | Jul 28, 2023 |
| Property Address | 2620 HIGHWAY 54 E, COVINGTON, TN 38019-7136 |
| Document Number | 0002008118 |
| Book / Page | 2008 / 118 |
| Instrument Date | Jun 28, 2023 |
| Instrument | 267997 |
| Transaction Type | Transfer |
| Record Updated | Mar 25, 2024 |
| Title Company | TRINITY TITLE COMPANY, REALTY TITLE & ESCROW CO INC |
| Amount | Amount on Record |
|---|---|
| Tax | $185.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2620 HIGHWAY 54 E, COVINGTON, TN 38019-7136 |
| Investor | Possibly a Property Investor |
The 2025 property tax bill for 2620 Hwy 54 E was $2,179.
Source: Tipton County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Tipton County |
| Unified School District | Tipton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,179.00 | $143,225 Land $16,100 Building $127,125 | |
| 2023 | $16,100 (-65.25%) Land $16,100 | ||
| 2022 | $945.00 | $46,325 Land $11,825 Building $34,500 | $185,300 Land $47,300 Building $138,000 |
| 2020 | $572,900 Land $64,400 Building $508,500 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 2620 Hwy 54 E in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2010.
Source: FEMA National Flood Hazard Layer, effective August 28, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 3 (2010–2025) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Jun 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2620 Hwy 54 E is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 98.3% of Tennessee |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COVINGTON WATER DEPT serves 14,334 people · EPA ID TN0000144 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2024 |
| Lead | 3 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Aeneas Communications Fiber | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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