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2319 Hwy 54 E, Covington, TN 38019 Property Records

Tipton County property record for 2319 Hwy 54 E, Covington, TN 38019

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,212 sqft · built 1953
Lot Size0.57 acres (24,829 sqft)
OwnerIndividual Name on File
Last Sale$125,000 (Aug 2021)
Tax Bill$544 (2025)
Deeds & MortgagesAug 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN084042 04701

Property Details

APN / Parcel Number

Primary APN084042 04701
Alternative APN
  • 042 04701

Interior

Full Baths1 Bath
Stories1 Story
Building Area1,212 sqft Living Area
1st Floor Area1,212 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1953
Effective Year BuiltEffective 2008
Exterior MaterialSiding
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area24,829 sqft (0.57 acres)
Lot Dimensions135 ft deep x 180 ft wide
TerrainRolling
PorchSlab
Porch Area126 sqft
Utility Building1 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC
Heating FuelGas
SewerConnected
Water SourceCommercial

Location & Zoning

Street Address2319 HIGHWAY 54 E
CityCOVINGTON
StateTN
Zip38019-7133
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDISTRICT: 01, COUNTY AREA: C61
JurisdictionTIPTON TN
Township / Civil Division2
Census Block Group1
Census Block1041
Census Tract40602

Owner

Source: Tipton County records, as of January 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address2319 HIGHWAY 54 E, COVINGTON, TN 38019-7133
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 16, 2021 · Amount on File
Deed SaleAug 16, 2021 · Amount on File
Prior SaleOct 26, 2016 · Amount on File
Deed Document Number2021248209
Deed Book / Page1917 / 59
Prior Transfer DateJul 19, 2012
Prior Transfer Doc0001558208
Record UpdatedJun 8, 2026

August 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionTIPTON TN
Recording DateAug 16, 2021
Property Address2319 HIGHWAY 54 E, COVINGTON, TN 38019-7133
Document Number191759
Book / Page1917 / 59
Instrument DateAug 13, 2021
Instrument248209
Transaction TypeTransfer
Record UpdatedAug 27, 2021

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$462.50
Amount AccuracyFull Amount Stated
Additional
  • Notice of Trustee Sale
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2319 HIGHWAY 54 E, COVINGTON, TN 38019-7133

Mortgage

Document Number248210
DateAug 16, 2021
Instrument248210
Lender
NameAMERICAN MORTGAGE SERVICE CO
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueSep 1, 2051

Tax Assessment & Valuation

Source: Tipton County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateTennessee
CountyTipton County
Unified School DistrictTipton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$544.00 (+6.46%)$35,725 (-) Land $4,750 Building $30,975
2023$35,725 Land $4,750 Building $30,975
2022$511.00
2020$142,900 Land $19,000 Building $123,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 28, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force
Nearby Flood Claims3 (2010–2025)
Claims Outside the SFHA2 of 3
Most Recent ClaimJun 2025 · rainfall accumulation
Claims by Event
  • Severe Storms, Flooding, Straight-line Winds, And Tornadoes, May 2010 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 96% of Tennessee
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCOVINGTON WATER DEPT
serves 14,334 people · EPA ID TN0000144
Water SourceGroundwater
Last State InspectionOct 2024
Lead3 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35
Aeneas Communications
Fiber		1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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