2620 Gracewood Ave, Cincinnati, OH 45239 Property Records

Hamilton County property record for 2620 Gracewood Ave, Cincinnati, OH 45239

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,878 sqft · built 1950
Lot Size	0.255 acres (11,108 sqft)
Owner	Individual Name on File
Last Sale	$154,900 (Jun 2007)
Tax Bill	$4,505 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Nov 2021 Second Mortgage
Flood Zone	Zone X (minimal risk)
APN	`231-0003-0116-00`

Property Details

APN / Parcel Number

Primary APN	`231-0003-0116-00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,878 sqft Living Area
1st Floor Area	1,269 sqft
Attic	Attic
Attic Area	609 sqft
Basement Area	1,269 sqft
Finished Basement	544 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Architectural Style	Conventional
Exterior Material	Brick
Lot Area	11,108 sqft (0.255 acres)
Lot Dimensions	150 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	91 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC

Location & Zoning

Street Address	2620 GRACEWOOD AVE
City	CINCINNATI
State	OH
Zip	45239-7240
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NS GRACEWOOD AVE PRO 75 X 150 R2-T4-S6 PT LOT 4 BROWNS SUB
Legal Range	02
Legal Township	04
Legal Section	06
Legal Subdivision	BROWNS SUB
Legal Lot Number	4
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	2
Census Block	2006
Census Tract	8300

Owner

2620 Gracewood Ave is owned and occupied by an individual who bought it in June 2007.

Source: Hamilton County records, as of February 9, 2026

Owner of Record	Individual Name on File
Mailing Address	2620 GRACEWOOD AVE, CINCINNATI, OH 45239-7240
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 12, 2022	Deed of Trust, Mortgage · Conventional Mortgage GUARDIAN SAVINGS BANK
Nov 18, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 7, 2007 · Amount on File
Deed Sale	Jun 7, 2007 · Amount on File
Prior Sale	Dec 15, 2004
Deed Document Number	07-082884
Deed Book / Page	10568 / 02991
Record Updated	Jun 8, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	2620 GRACEWOOD AVE, CINCINNATI, OH 45239-7240
Transaction Type	Mortgage
Record Updated	Feb 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004405
Date	Jan 12, 2022
Book Page	14582/2254
Instrument	2022-0004405

Lender

Name	GUARDIAN SAVINGS BANK
Type	Bank
Address	CINCINNATI, OH 45239

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	60 Months
Due	Jan 1, 2027

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	2620 GRACEWOOD AVE, CINCINNATI, OH 45239-7240
Transaction Type	Mortgage
Record Updated	Dec 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2620 GRACEWOOD AVE, CINCINNATI, OH 45239-7240

Mortgage

Document Number	0000139654
Date	Nov 18, 2021
Book Page	14547/1937
Instrument	2021-0139654

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	DENVER, CO 80249

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	288 Months
Due	Nov 1, 2045

Tax Assessment & Valuation

The 2025 property tax bill for 2620 Gracewood Ave was $4,505, up 3.1% from the year before.

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,505.00 (+3.11%)	$72,940 (-) Land $11,445 Building $61,495
2024	$4,369.00 (-2.19%)	$72,940 (-) Land $11,445 Building $61,495
2023	$4,467.00 (+45.13%)	$72,940 (+62.12%) Land $11,445 Building $61,495	$208,400 Land $32,700 Building $175,700
2022	$3,078.00 Homeowner's exemption	$44,990 Land $9,440 Building $35,550
2020			$128,540 Land $26,970 Building $101,570

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2620 Gracewood Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2620 Gracewood Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 610 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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