Kenton County property record for 262 Palace Ave, Elsmere, KY 41018
| Property Type | Duplex |
|---|---|
| Details | 4 bd · 2 ba · 1,680 sqft · built 1925 |
| Lot Size | 0.365 acres (15,899 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $199,900 (Jan 2025) |
| Tax Bill | $2,597 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage Mar 2021 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 016-10-01-008.00 |
| Primary APN | 016-10-01-008.00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,680 sqft Finished Area |
| Gross Area | 2,084 sqft |
| Year Built | Built 1925 |
|---|---|
| Effective Year Built | Effective 1925 |
| Architectural Style | Duplex Single |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 15,899 sqft (0.365 acres) |
| Garage Type | Detached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Wall Unit |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 262 PALACE AVE |
|---|---|
| City | ELSMERE |
| State | KY |
| Zip | 41018-2137 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Legal Description | SOUTH ERLANGER LOTS 332-333 PT LOT 331 0.365 AC |
| Legal Subdivision | SOUTH ERLANGER |
| Legal Phase | 1 |
| Legal Lot Number | 333,33 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 65600 |
Source: Kenton County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 11319 LOFTUS LN, UNION, KY 41091-9222 |
| Owner Type | Individual |
| Vesting | Remainderman |
| Date | Document |
|---|---|
| Mar 4, 2021 | Deed of Trust, Mortgage · Commercial Mortgage LENDINGHOME FUNDING CORP |
| Mar 4, 2021 | Deed of Trust, Mortgage · Commercial Mortgage LENDINGHOME FUNDING CORP |
| Mar 9, 2022 | Quit Claim Deed, Transfer Quitclaim |
| Mar 4, 2021 | Warranty Deed, Transfer · Commercial Mortgage LENDINGHOME FUNDING CORP |
| Oct 31, 2018 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 21, 2025 · Amount on Record |
| Deed Sale | Jan 21, 2025 · Amount on Record |
| Prior Sale | Mar 9, 2022 · Amount on Record |
| Deed Document Number | 2025120 |
| Deed Book / Page | 325 / 18 |
| Prior Transfer Date | Mar 8, 2022 |
| Prior Transfer Doc | 0005900012 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 262 PALACE AVE, ELSMERE, KY 41018-2137 |
| Transaction Type | Mortgage |
| Record Updated | Jan 5, 2024 |
| Name | Verified Name |
|---|---|
| Address | 520 GRAVES AVE 201, 201, ERLANGER, KY 41018-3307 |
| Document Number | 0005900070 |
|---|---|
| Date | Mar 4, 2021 |
| Book Page | 75/612 |
| Instrument | 21030405900070 |
| Name | LENDINGHOME FUNDING CORP |
|---|---|
| Type | Mortgage Company |
| Address | FLINT, MI 48501 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 262 PALACE AVE, ELSMERE, KY 41018-2137 |
| Transaction Type | Mortgage |
| Record Updated | Jan 5, 2024 |
| Name | Verified Name |
|---|---|
| Address | 520 GRAVES AVE 201, 201, ERLANGER, KY 41018-3307 |
| Document Number | 0005900069 |
|---|---|
| Date | Mar 4, 2021 |
| Book Page | 75/583 |
| Instrument | 21030405900069 |
| Name | LENDINGHOME FUNDING CORP |
|---|---|
| Type | Mortgage Company |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Mar 9, 2022 |
| Property Address | 262 PALACE AVE, ELSMERE, KY 41018-2137 |
| Document Number | 0005900012 |
| Book / Page | 152 / 413 |
| Map Reference | PL 294 |
| Instrument Date | Mar 8, 2022 |
| Instrument | 22030905900012 |
| Transaction Type | Transfer |
| Record Updated | Jan 5, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 520 GRAVES AVE STE 201, 201, ERLANGER, KY 41018-3307 |
| Name | Verified Name |
|---|---|
| Address | 3225 MCLEOD DR # 100, 100, LAS VEGAS, NV 89121-2257 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Mar 4, 2021 |
| Property Address | 262 PALACE AVE, ELSMERE, KY 41018-2137 |
| Document Number | 0005900067 |
| Book / Page | 75 / 579 |
| Map Reference | PL 294 |
| Instrument Date | Feb 26, 2021 |
| Instrument | 21030405900067 |
| Transaction Type | Transfer |
| Record Updated | Jan 5, 2024 |
| Title Company | 360 AMERICAN TITLE SVCS LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $155.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1488 VISTAGLEN CIR, UNION, KY 41091-8276 |
| Name | Verified Name |
|---|---|
| Address | 520 GRAVES AVE STE 201, 201, ERLANGER, KY 41018-3307 |
| Document Number | 0005900068 |
|---|---|
| Date | Mar 4, 2021 |
| Book Page | 177/889 |
| Instrument | 21030405900068 |
| Name | LENDINGHOME FUNDING CORP |
|---|---|
| Type | Mortgage Company |
| Address | FLINT, MI 48501 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Oct 31, 2018 |
| Property Address | 262 PALACE AVE, ELSMERE, KY 41018-2137 |
| Document Number | 0000000024 |
| Book / Page | 0C6535 / 000248 |
| Instrument Date | Oct 27, 2018 |
| Instrument | 24 |
| Transaction Type | Transfer |
| Record Updated | Nov 15, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 915 EL SERENO CT APTOS CA 950035505, APTOS, CA 95003-5505 |
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Elsmere City |
| Unified School District | Erlanger-Elsmere Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $199,900 (+16.9%) Land $25,000 Building $174,900 | $199,900 (+16.9%) Land $25,000 Building $174,900 | |
| 2025 | $2,597.00 (+1.33%) | $171,000 (-) Land $25,000 Building $146,000 | $171,000 (-) Land $25,000 Building $146,000 |
| 2023 | $2,563.00 | $171,000 Land $25,000 Building $146,000 | $171,000 Land $25,000 Building $146,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 558 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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