Kenton County property record for 258 Palace Ave, Elsmere, KY 41018
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,236 sqft · built 1950 |
| Lot Size | 0.365 acres (15,899 sqft) |
| Owner | Individual Name on File |
| Last Sale | $90,000 (Nov 2018) |
| Tax Bill | $2,711 (2025) |
| Deeds & Mortgages | Oct 2020 Mortgage Nov 2018 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 016-10-01-009.00 |
| Primary APN | 016-10-01-009.00 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,236 sqft Finished Area |
| Gross Area | 1,313 sqft |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Exterior Material | Brick |
| Roof Material | Composition Shingle |
| Lot Area | 15,899 sqft (0.365 acres) |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 258 PALACE AVE |
|---|---|
| City | ELSMERE |
| State | KY |
| Zip | 41018-2137 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SOUTH ERLANGER LOTS 326 THRU 330 PT 331 0.365 AC NWS PALACE AVE 197.80' NE OF GARVEY AVE |
| Legal Subdivision | SOUTH ERLANGER |
| Legal Phase | 31 |
| Legal Lot Number | 330,3 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 65600 |
Source: Kenton County assessment roll, as of December 2, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 258 PALACE AVE, ELSMERE, KY 41018-2137 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 21, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CINCINNATI FED'L |
| Nov 7, 2018 | Grant Deed, Transfer · Conventional with PMI CENTRAL BK |
| Oct 31, 2018 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Oct 31, 2018 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 7, 2018 · Amount on Record |
| Deed Sale | Nov 7, 2018 · Amount on Record |
| Deed Document Number | 201811 07 059 00195 |
| Deed Book / Page | 6540 / 213 |
| Prior Transfer Date | Oct 27, 2018 |
| Prior Transfer Doc | 0000000023 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 258 PALACE AVE, ELSMERE, KY 41018-2137 |
| Document Number | 0000000148 |
| Instrument Date | Oct 21, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 9, 2020 |
| Title Company | LAWYERS TITLE/CINCINNATI INC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 258 PALACE AVE ELSMERE KY 410182137, ELSMERE, KY 41018-2137 |
| Document Number | 0000000148 |
|---|---|
| Date | Oct 28, 2020 |
| Book Page | 00M116/000925 |
| Instrument | 148 |
| Name | CINCINNATI FED'L |
|---|---|
| Address | CINCINNATI, OH 45247 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 27, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Nov 7, 2018 |
| Property Address | 258 PALACE AVE, ELSMERE, KY 41018-2137 |
| Document Number | 0000000195 |
| Book / Page | 0C6540 / 000213 |
| Instrument Date | Nov 3, 2018 |
| Instrument | 195 |
| Transaction Type | Transfer |
| Record Updated | Nov 22, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $90.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 258 PALACE AVE ELSMERE KY 410182137, ELSMERE, KY 41018-2137 |
| Document Number | 197 |
|---|---|
| Date | Nov 7, 2018 |
| Book Page | 0C6540/000217 |
| Instrument | 197 |
| Name | CENTRAL BK |
|---|---|
| Type | Bank |
| Address | LEXINGTON, KY 40507 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 6, 2048 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Oct 31, 2018 |
| Property Address | 258 PALACE AVE, ELSMERE, KY 41018-2137 |
| Document Number | 0000000023 |
| Book / Page | 0C6535 / 000244 |
| Instrument Date | Oct 27, 2018 |
| Instrument | 23 |
| Transaction Type | Transfer |
| Record Updated | Nov 15, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 915 EL SERENO CT APTOS CA 950035505, APTOS, CA 95003-5505 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Oct 31, 2018 |
| Property Address | 258 PALACE AVE, ELSMERE, KY 41018-2137 |
| Document Number | 0000000024 |
| Book / Page | 0C6535 / 000248 |
| Instrument Date | Oct 27, 2018 |
| Instrument | 24 |
| Transaction Type | Transfer |
| Record Updated | Nov 15, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 915 EL SERENO CT APTOS CA 950035505, APTOS, CA 95003-5505 |
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Elsmere City |
| Unified School District | Erlanger-Elsmere Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,711.00 (+1.35%) | $178,500 (-) Land $35,000 Building $143,500 | $178,500 (-) Land $35,000 Building $143,500 |
| 2023 | $2,675.00 | $178,500 Land $35,000 Building $143,500 | $178,500 Land $35,000 Building $143,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 558 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cincinnati Bell Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
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