262 Overlook Dr, Chilhowie, VA 24319 Property Records

Smyth County property record for 262 Overlook Dr, Chilhowie, VA 24319

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,152 sqft · built 2000
Lot Size	0.33 acres (14,291 sqft)
Owner	2 Individual Names on File
Last Sale	$103,500 (Dec 2020)
Tax Bill	$939 (2026)
Deeds & Mortgages	Sep 2019 Mortgage Dec 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`53D4-1-15`

Property Details

APN / Parcel Number

Primary APN	`53D4-1-15`
Alternative APN	`153529`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,152 sqft Living Area
Gross Area	2,592 sqft
1st Floor Area	1,152 sqft
Basement Area	1,152 sqft
Unfinished Basement	1,152 sqft

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	14,291 sqft (0.33 acres)
Porch	Porch
Porch Area	160 sqft
Deck Area	128 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	153529
Street Address	262 OVERLOOK DR
City	CHILHOWIE
State	VA
Zip	24319-4681
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OVERLOOK SD LOT 15 53D4 1 15
Legal Subdivision	OVERLOOK
Legal Lot Number	15
Jurisdiction	SMYTH VA
Township / Civil Division	CHILHOWIE
Census Block Group	3
Census Block	3058
Census Tract	30701

Owner

262 Overlook Dr is owned and occupied by two individuals who bought it in December 2020.

Source: Smyth County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	262 OVERLOOK DR, CHILHOWIE, VA 24319-4681
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 25, 2019	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC
Dec 8, 2020	Warranty Deed, Transfer · Conventional Mortgage CALIBER HOME LOANS INC
Sep 25, 2019	Intrafamily Transfer, Transfer
Oct 10, 2017	Warranty Deed, Transfer · Closed-End Mortgage THE BANK OF MARION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 8, 2020 · Amount on File
Deed Sale	Dec 8, 2020 · Amount on File
Prior Sale	Oct 10, 2017 · Amount on File
Deed Document Number	20202889
Deed Book / Page	1060 / 316
Prior Transfer Date	Sep 20, 2019
Prior Transfer Doc	1041/896
Record Updated	Oct 29, 2026

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SMYTH VA
Property Address	262 OVERLOOK DR, CHILHOWIE, VA 24319-4681
Transaction Type	Mortgage
Record Updated	Oct 30, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001041/881
Date	Sep 25, 2019
Book Page	1041/881
Instrument	190002239

Lender

Name	GUARANTEED RATE INC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Oct 1, 2034

Interest

Rate Type	Fixed Rate

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SMYTH VA
Recording Date	Dec 8, 2020
Property Address	262 OVERLOOK DR, CHILHOWIE, VA 24319-4681
Document Number	1060/316
Book / Page	1060 / 316
Instrument Date	Dec 7, 2020
Instrument	200002889
Transaction Type	Transfer
Record Updated	Oct 28, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	262 OVERLOOK DR, CHILHOWIE, VA 24319-4681

Mortgage

Document Number	200002890
Date	Dec 8, 2020
Instrument	200002890

Lender

Name	CALIBER HOME LOANS INC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

September 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SMYTH VA
Recording Date	Sep 25, 2019
Property Address	262 OVERLOOK DR, CHILHOWIE, VA 24319-4681
Document Number	1041/896
Book / Page	1041 / 896
Instrument Date	Sep 20, 2019
Instrument	190002240
Transaction Type	Transfer
Record Updated	Oct 28, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	262 OVERLOOK DR, CHILHOWIE, VA 24319-4681

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SMYTH VA
Recording Date	Oct 10, 2017
Property Address	262 OVERLOOK DR, CHILHOWIE, VA 24319-4681
Document Number	170002475
Instrument Date	Oct 10, 2017
Instrument	170002475
Transaction Type	Transfer
Record Updated	Oct 28, 2021
Title Company	BLUE RIDGE TITLE AND SETTLEMENT AGENCY LLC, BLUE RDG TITLE&STLMNT AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	262 OVERLOOK DR, CHILHOWIE, VA 24319-4681

Mortgage

Document Number	170002476
Date	Oct 10, 2017
Instrument	170002476

Lender

Name	THE BANK OF MARION

Agreement

Type	Closed-End Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 262 Overlook Dr was $939, up 16.9% from the year before.

Source: Smyth County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Chilhowie Town
County	Smyth County
Unified School District	Smyth County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$939.00 (+16.94%)	$136,200 (-) Land $12,000 Building $124,200	$136,200 (-) Land $12,000 Building $124,200
2025	$803.00	$136,200 Land $12,000 Building $124,200	$136,200 Land $12,000 Building $124,200
2023	$583.00	$78,800 Land $10,000 Building $68,800	$78,800 Land $10,000 Building $68,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 262 Overlook Dr in Zone X, an area of minimal flood risk, though there have been 14 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective August 2, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	14 (1979–2024)
Claims Outside the SFHA	9 of 14
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 3 claims Severe Storms And Flooding, Nov 2003 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 262 Overlook Dr is low, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 62% of Virginia
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF CHILHOWIE serves 4,625 people · EPA ID VA1173090
Water Source	Purchased groundwater influenced by surface water from CHILHOWIE_WCSA REGIONAL WTP
Last State Inspection	Aug 2025
Lead	8 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Point Broadband Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
SmythNet Fixed Wireless	100 / 100
T-Mobile Fixed Wireless	100 / 20

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