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232 Overlook Dr, Chilhowie, VA 24319 Property Records

Smyth County property record for 232 Overlook Dr, Chilhowie, VA 24319 · Last verified August 2026

Property Summary

Property TypeResidential Vacant Land
Details2 bd · 1 ba · 720 sqft · built 1998
Lot Size0.33 acres (14,569 sqft)
OwnerIndividual Name on File
Last Sale$150,200 (Aug 2025)
Tax Bill$70 (2025)
Deeds & MortgagesMay 2026 Mortgage
Sep 2023 Transfer
Flood ZoneZone X (minimal risk)
APN53D4-1-19

Property Details

APN / Parcel Number

Primary APN53D4-1-19
Alternative APN
  • 153637

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms4 Rooms
Stories1 Story
Building Area720 sqft Living Area
1st Floor Area720 sqft

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 1998
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area14,569 sqft (0.33 acres)
PorchPorch
Porch Area36 sqft

Utilities, Heating & Cooling

Heating SystemBaseboard
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number153637
Street Address232 OVERLOOK DR
CityCHILHOWIE
StateVA
Zip24319-4681
Property CategoryResidential
Property TypeVacant Land > Residential
Legal Description232 OVERLOOK DR 53D4 1 19
Legal SubdivisionOVERLOOK
JurisdictionSMYTH VA
Township / Civil DivisionCHILHOWIE
Census Block Group3
Census Block3058
Census Tract30701

Owner

Source: Smyth County records · APN 53D4-1-19

Assessment roll updated October 30, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address232 OVERLOOK DR, CHILHOWIE, VA 24319-4681
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 19, 2026Deed of Trust, Mortgage · Conventional Mortgage
TRUST BANK
Sep 06, 2023Gift Deed, Transfer

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 08, 2025 · Amount on Record
Deed SaleAug 08, 2025 · Amount on Record
Prior SaleDec 19, 2024 · Amount on Record
Deed Document Number20251698
Deed Book / Page1112 / 2013
Prior Transfer DateAug 16, 2023
Prior Transfer Doc001104/752
Record UpdatedSep 20, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSMYTH VA
Recording DateMay 19, 2026
Property Address232 OVERLOOK DR, CHILHOWIE, VA 24319-4681
Document Number0000001123
Book / Page1113 / 4813
Instrument DateMay 14, 2026
Instrument20261123
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address232 OVERLOOK DR, CHILHOWIE, VA 24319-4681

Mortgage

Document Number0000001123,
DateMay 19, 2026
Book Page1113/4813
Instrument20261123
Lender
NameTRUST BANK
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 01, 2056
Interest
Rate TypeFixed Rate
Rate6.3%
Initial TypeFixed Rate
Max Rate-1%

September 2023: Gift Deed, Transfer

Document TypeGift Deed
JurisdictionSMYTH VA
Recording DateSep 06, 2023
Property Address232 OVERLOOK DR, CHILHOWIE, VA 24319-4681
Document Number001104/752
Book / Page1104 / 752
Instrument DateAug 16, 2023
Instrument230001942
Transaction TypeTransfer
Record UpdatedSep 20, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address232 OVERLOOK DR, CHILHOWIE, VA 24319-4681

Tax Assessment & Valuation

Source: Smyth County records · Assessment roll updated October 30, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateVirginia
MunicipalityChilhowie Town
CountySmyth County
Unified School DistrictSmyth County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$102,000 (+75%) Land $12,000 Building $90,000$102,000 (+75%) Land $12,000 Building $90,000
2025$70.00 (-16.67%)$12,000 (-68.75%) Land $12,000$12,000 (-68.75%) Land $12,000
2023$84.00$38,400 (-) Land $10,000 Building $28,400$38,400 (-) Land $10,000 Building $28,400
2022$84.00$38,400 Land $10,000 Building $28,400$38,400 Land $10,000 Building $28,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Smyth County (51173C), updated August 2, 2012 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 511730307013, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies9 in force
Nearby Flood Claims14 (1979–2024)
Claims Outside the SFHA9 of 14
Most Recent ClaimSep 2024, rainfall accumulation, Tropical Storm Helene
Claims By Storm
  • Tropical Storm Helene, Sep 2024 · 3 claims
  • Severe Storms And Flooding, Nov 2003 · 4 claims

Wildfire

Wildfire RiskLow
above 38% of the US · above 63% of Virginia
Wildfire LikelihoodAbout 1 in 1,493 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 46 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable1,200 / 35
Point Broadband Fiber HoldingFiber1,000 / 1,000
VerizonFixed Wireless300 / 20
Smyth Technology GroupFixed Wireless (unlicensed)100 / 100
T-Mobile USAFixed Wireless100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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