262 Oglethorpe Dr, Lapeer, MI 48446 Property Records

Lapeer County property record for 262 Oglethorpe Dr, Lapeer, MI 48446

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,112 sqft · built 1938
Lot Size	0.181 acres (7,884 sqft)
Owner	Individual Name on File
Last Sale	$99,000 (Nov 2014)
Tax Bill	$483 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Jun 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`008-360-031-00`

Property Details

APN / Parcel Number

Primary APN	`008-360-031-00`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	1,112 sqft Living Area
1st Floor Area	1,112 sqft
Basement Area	1,112 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1938
Effective Year Built	Effective 1938
Lot Area	7,884 sqft (0.181 acres)
Lot Dimensions	114 ft deep x 69 ft wide
Garage Area	360 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	262 OGLETHORPE DR
City	LAPEER
State	MI
Zip	48446-2768
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	09 78 800 000 00 T7N R9E POTTERS LAKE PARK LOTS 31 & 32.
Legal Subdivision	POTTERS LAKE PARK
Legal Lot Number	31-32
Jurisdiction	LAPEER MI
Township / Civil Division	ELBA
Census Block Group	1
Census Block	1010
Census Tract	336000

Owner

Source: Lapeer County records · APN 008-360-031-00

Assessment roll updated August 14, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	262 OGLETHORPE DR, LAPEER, MI 48446-2768
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 05, 2026	Deed of Trust, Mortgage · Conventional Mortgage ELGA CREDIT UNION
Jun 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage MEMBER FIRST MORTGAGE LLC
Sep 16, 2019	Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY CHOICE CU

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 20, 2014 · Amount on Record
Deed Sale	Nov 20, 2014 · Amount on Record
Prior Sale	Apr 11, 2011 · Amount on Record
Deed Book / Page	2737 / 790
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAPEER MI
Recording Date	Jun 05, 2026
Property Address	262 OGLETHORPE DR, LAPEER, MI 48446-2768
Document Number	0035240001
Book / Page	3524 / 1
Instrument Date	May 27, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	262 OGLETHORPE DR, LAPEER, MI 48446-2768

Mortgage

Document Number	3524000001,
Date	Jun 05, 2026
Book Page	3524/1

Lender

Name	ELGA CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jun 01, 2036

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAPEER MI
Property Address	262 OGLETHORPE DR, LAPEER, MI 48446-2768
Transaction Type	Mortgage
Record Updated	Jul 29, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	262 OGLETHORPE DR, LAPEER, MI 48446-2768

Mortgage

Document Number	0032140533
Date	Jun 24, 2021
Book Page	3214/533

Lender

Name	MEMBER FIRST MORTGAGE LLC
Type	Mortgage Company
Address	GRAND RAPIDS, MI 49548

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jul 01, 2036

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAPEER MI
Property Address	262 OGLETHORPE DR, LAPEER, MI 48446-2768
Document Number	0030520097
Instrument Date	Sep 16, 2019
Transaction Type	Mortgage
Record Updated	Nov 21, 2019
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	262 OGLETHORPE DR LAPEER MI 484462768, LAPEER, MI 48446-2768

Mortgage

Document Number	0030520097
Date	Oct 09, 2019
Book Page	003052/000097

Lender

Name	COMMUNITY CHOICE CU
Type	Credit Union
Address	FARMINGTON HILLS, MI 48334

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Oct 08, 2024

Tax Assessment & Valuation

Source: Lapeer County records · Assessment roll updated August 14, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Lapeer County
County Subdivision	Elba Township
Unified School District	Lapeer Community Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$483.00 (-52.83%) Homeowner's exemption	$94,000 (+26.51%)	$188,000 (+26.51%)
2023		$74,300	$148,600
2022	$1,024.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lapeer County (26087C), updated May 4, 2016 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 260873360001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1998–2013)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Feb 2013 · rainfall accumulation

Wildfire

Wildfire Risk	Low lower than 94% of the US · lower than 87% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Indirect within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 100 locations within half a mile · Last verified October 2026

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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