259A Oglethorpe Dr, Lapeer, MI 48446 Property Records

Lapeer County property record for 259A Oglethorpe Dr, Lapeer, MI 48446

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 850 sqft · built 1934
Lot Size	0.119 acres (5,184 sqft)
Owner	Individual Name on File
Last Sale	$63,751 (Jan 2016)
Tax Bill	$421 (2025)
Deeds & Mortgages	Jan 2023 Second Mortgage Jun 2018 Mortgage
Flood Zone	Zone A (high risk)
APN	`008-360-054-00`

Property Details

APN / Parcel Number

Primary APN	`008-360-054-00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Building Area	850 sqft Living Area
1st Floor Area	850 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1934
Effective Year Built	Effective 1934
Lot Area	5,184 sqft (0.119 acres)
Lot Dimensions	94 ft deep x 55 ft wide

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	259A OGLETHORPE DR
City	LAPEER
State	MI
Zip	48446-2769
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	T7N R9E POTTERS LAKE PARK LOT 54.
Legal Subdivision	POTTERS LAKE PARK
Legal Lot Number	54
Jurisdiction	LAPEER MI
Township / Civil Division	ELBA
Census Block Group	1
Census Block	1008
Census Tract	336000

Owner

Source: Lapeer County records · APN 008-360-054-00

Assessment roll updated August 14, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3006 PHELPS LAKE RD, MAYVILLE, MI 48744-9519
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 03, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SECURITY CU
Jun 08, 2018	Deed of Trust, Mortgage · Conventional Mortgage SECURITY CU

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 27, 2016 · Amount on Record
Deed Sale	Jan 27, 2016 · Amount on Record
Prior Sale	Jan 27, 2016 · Amount on Record
Deed Book / Page	2809 / 351
Prior Transfer Date	Jan 26, 2016
Prior Transfer Doc	0028090351
Record Updated	Sep 20, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAPEER MI
Property Address	259A OGLETHORPE DR, LAPEER, MI 48446-2769
Transaction Type	Mortgage
Record Updated	Feb 07, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3006 PHELPS LAKE RD, MAYVILLE, MI 48744-9519

Mortgage

Document Number	0033320729
Date	Jan 03, 2023
Book Page	3332/729

Lender

Name	SECURITY CU
Type	Credit Union
Address	HOLLY, MI 48442

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 20, 2038

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAPEER MI
Property Address	259A OGLETHORPE DR, LAPEER, MI 48446-2769
Document Number	0029680811
Instrument Date	Jun 08, 2018
Transaction Type	Mortgage
Record Updated	Aug 07, 2018
Title Company	HOMELAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3006 PHELPS LAKE RD MAYVILLE MI 487449519, MAYVILLE, MI 48744-9519

Mortgage

Document Number	0029680811
Date	Jun 28, 2018
Book Page	002968/000811

Lender

Name	SECURITY CU
Address	HOLLY, MI 48442

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 27, 2033

Tax Assessment & Valuation

Source: Lapeer County records · Assessment roll updated August 14, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Lapeer County
County Subdivision	Elba Township
Unified School District	Lapeer Community Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$421.00 (-74.39%) Homeowner's exemption	$69,300 (+13.98%)	$138,600 (+13.98%)
2024	$1,644.00 (+8.44%)
2023		$60,800	$121,600
2022	$1,516.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lapeer County (26087C), updated May 4, 2016 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 260873360001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1998–2013)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Feb 2013 · rainfall accumulation

Wildfire

Wildfire Risk	Low lower than 94% of the US · lower than 87% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Indirect within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 100 locations within half a mile · Last verified October 2026

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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