262 Lafayette St, Ringgold, GA 30736 Property Records

Catoosa County property record for 262 Lafayette St, Ringgold, GA 30736

Property Summary

Property TypeCommercial Office
Details1 ba · 4,975 sqft · built 2014
Lot Size1.25 acres (54,450 sqft)
Owner2 Individual Names on File
Tax Bill$7,434 (2025)
Deeds & MortgagesDec 2023 Mortgage
Mar 2021 Mortgage
+ 1 more
Flood ZoneZone X (moderate risk)
APN00540011000

Property Details

APN / Parcel Number

Primary APN00540011000
Alternative APNs
  • 00540011
  • 23374

Interior

Plumbing Fixtures14 Plumbing Fixtures
Stories1 Story
Building Area4,975 sqft Total Area
1st Floor Area4,975 sqft
FlooringTile

Exterior

Year BuiltBuilt 2014
Effective Year BuiltEffective 2014
Exterior MaterialBrick Veneer
Construction TypeWood
Roof MaterialComposition Shingle
Lot Area54,450 sqft (1.25 acres)
Lot Dimensions166 ft deep x 136 ft wide
Canopy184 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number23374
Street Address262 LAFAYETTE ST
CityRINGGOLD
StateGA
Zip30736-2431
Property CategoryCommercial
Property TypeCommercial > Office > Commercial Office
Local Zoning CodeRIN C-2
Legal DescriptionPT LL 190 28/3 M'BELLLISH
Legal SubdivisionCOM- RINGGOLD CITY
Legal Unit264
JurisdictionCATOOSA GA
Township / Civil DivisionRINGGOLD
Census Block Group1
Census Block1047
Census Tract30201

Owner

262 Lafayette St, a commercial property, is owned by two individuals who acquired it in December 2023.

Source: Catoosa County records, as of February 2, 2026

Owner of Record2 Individual Names on File
Mailing Address1020 DUG RD, RINGGOLD, GA 30736-4121
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 22, 2023Quit Claim Deed, Transfer · Conventional Mortgage
FIRST HORIZON
Mar 25, 2021Deed of Trust, Mortgage
FIRST HORIZON BK
Mar 30, 2021Warranty Deed, Transfer
NW GA LAND TITLE COMPANY, NW GA LAND TITLE CO

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 22, 2023
Deed SaleDec 22, 2023
Prior SaleNov 30, 2009 · Amount on File
Deed Document Number20237983
Deed Book / Page2308 / 220
Record UpdatedSep 20, 2026

December 2023: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCATOOSA GA
Recording DateDec 22, 2023
Property Address260262 LAFAYETTE ST # 264, 264, RINGGOLD, GA 30736-2365
Document Number0023080220
Book / Page2308 / 220
Instrument DateDec 22, 2023
Instrument2023007983
Transaction TypeTransfer
Record UpdatedJan 16, 2024

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address260 262 LAFAYETTE ST, GA

Mortgage

Document Number2023008008
DateDec 22, 2023
Instrument2023008008
Lender
NameFIRST HORIZON
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term85 Months
DueJan 1, 2031

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCATOOSA GA
Property Address260 LAFAYETTE ST # 262, 262, RINGGOLD, GA 30736-2431
Document Number0021250634
Instrument DateMar 25, 2021
Transaction TypeMortgage
Record UpdatedApr 21, 2021
Title CompanyNORTHWEST GA LAND TITLE COMPANY INC, NORTHWEST GA LAND TITLE CO INC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address262 LAFAYETTE ST RINGGOLD GA 307362431, RINGGOLD, GA 30736-2431

Mortgage

Document Number0021250634
DateMar 30, 2021
Book Page002125/000634
Lender
NameFIRST HORIZON BK
TypeBank
AddressRINGGOLD, GA 30736
Agreement
AmountAmount on Record
Term120 Months
DueMar 29, 2031

March 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCATOOSA GA
Recording DateMar 30, 2021
Property Address260 LAFAYETTE ST # 262, 262, RINGGOLD, GA 30736-2431
Document Number0021250632
Book / Page002125 / 000632
Instrument DateMar 25, 2021
Transaction TypeTransfer
Record UpdatedApr 23, 2021
Title CompanyNW GA LAND TITLE COMPANY, NW GA LAND TITLE CO

Transaction

AmountAmount on Record
Tax$600.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address262 LAFAYETTE ST RINGGOLD GA 307362431, RINGGOLD, GA 30736-2431

Tax Assessment & Valuation

The 2025 property tax bill for 262 Lafayette St was $7,434.

Source: Catoosa County assessment roll, as of February 2, 2026

Property Jurisdictions

TypeName
StateGeorgia
CountyCatoosa County
MunicipalityRinggold City
Unified School DistrictCatoosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,434.00$346,897 Land $98,240 Building $248,657$867,244 Land $245,601 Building $621,643
2023$5,584.00$219,153 Land $56,178 Building $162,975$547,884 Land $140,446 Building $407,438
2022$5,584.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 262 Lafayette St in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 12, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 13 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies13 in force
Nearby Flood Claims16 (1990–2020)
Claims Outside the SFHA12 of 16
Most Recent ClaimApr 2020 · river or lake flooding
Claims by Event
  • Severe Storms, Tornaodes & Flooding, Feb 1990 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 262 Lafayette St is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · lower than 91% of Georgia
Wildfire Likelihood0.04% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemRINGGOLD
serves 2,953 people · EPA ID GA0470002
Water SourceSurface water
Last State InspectionMay 2023
Lead1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityHaloacetic acids
resolved · Jan 2024
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Ringgold Telephone Company
Fiber
2,500 / 2,500
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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