Catoosa County property record for 192 Lafayette St, Ringgold, GA 30736
| Property Type | Commercial Office |
|---|---|
| Details | 2 ba · 1,500 sqft · built 1958 |
| Lot Size | 0.43 acres (18,731 sqft) |
| Owner | Company Name on File |
| Last Sale | $172,000 (Jan 2018) |
| Tax Bill | $1,882 (2025) |
| Deeds & Mortgages | Jun 2022 Mortgage Jan 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 00540006000 |
| Primary APN | 00540006000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 4 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,500 sqft Total Area |
| 1st Floor Area | 1,500 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Fiber Cement Siding |
| Construction Type | Wood |
| Roof Material | Shingle |
| Lot Area | 18,731 sqft (0.43 acres) |
| Lot Dimensions | 169 ft deep x 110 ft wide |
| Porch | Slab |
| Deck Area | Deck Area |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 23370 |
|---|---|
| Street Address | 192 LAFAYETTE ST |
| City | RINGGOLD |
| State | GA |
| Zip | 30736-2431 |
| Property Category | Commercial |
| Property Type | Commercial > Office > Commercial Office |
| Local Zoning Code | RIN C-2 |
| Legal Description | PT LL 189 28/3 A&A OPTICAL |
| Legal Subdivision | COM- RINGGOLD CITY |
| Jurisdiction | CATOOSA GA |
| Township / Civil Division | RINGGOLD |
| Census Block Group | 1 |
| Census Block | 1047 |
| Census Tract | 30201 |
192 Lafayette St, a commercial property, is owned by a company that bought it in January 2018.
Source: Catoosa County records, as of February 2, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 214 LAFAYETTE ST, RINGGOLD, GA 30736-2431 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 20, 2022 | Deed of Trust, Mortgage · Commercial Mortgage CADENCE BANK |
| Jan 18, 2018 | Warranty Deed, Transfer · Conventional with PMI CAPITAL BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 8, 2018 · Amount on File |
| Deed Sale | Jan 8, 2018 · Amount on File |
| Prior Sale | Sep 30, 2014 · Amount on File |
| Deed Document Number | 201835 |
| Deed Book / Page | 1917 / 50 |
| Prior Transfer Date | Jul 16, 2001 |
| Prior Transfer Doc | 0001580040 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CATOOSA GA |
| Property Address | 192 LAFAYETTE ST, RINGGOLD, GA 30736-2431 |
| Transaction Type | Mortgage |
| Record Updated | Jul 15, 2022 |
| Name | Verified Name |
|---|---|
| Address | 192 LAFAYETTE ST, RINGGOLD, GA 30736-2431 |
| Document Number | 0022270000000797 |
|---|---|
| Date | Jun 20, 2022 |
| Book Page | 0000002227/0000000797 |
| Instrument | 005200 |
| Name | CADENCE BANK |
|---|
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 24 Months |
| Due | Jan 1, 2024 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CATOOSA GA |
| Recording Date | Jan 18, 2018 |
| Property Address | 192 LAFAYETTE ST, RINGGOLD, GA 30736-2431 |
| Document Number | 0019170050 |
| Book / Page | 001917 / 000050 |
| Instrument Date | Jan 8, 2018 |
| Transaction Type | Transfer |
| Record Updated | Aug 30, 2018 |
| Title Company | CHOICE TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $172.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 192 LAFAYETTE ST RINGGOLD GA 307362431, RINGGOLD, GA 30736-2431 |
| Document Number | 19170052 |
|---|---|
| Date | Jan 18, 2018 |
| Book Page | 001917/000052 |
| Name | CAPITAL BK |
|---|---|
| Type | Bank |
| Address | FT OGLETHORPE, GA 30742 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Jan 17, 2023 |
The 2025 property tax bill for 192 Lafayette St was $1,882.
Source: Catoosa County assessment roll, as of February 2, 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Catoosa County |
| Municipality | Ringgold City |
| Unified School District | Catoosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,882.00 | $87,815 Land $26,827 Building $60,988 | $219,537 Land $67,067 Building $152,470 |
| 2023 | $1,742.00 | $68,364 Land $26,827 Building $41,537 | $170,909 Land $67,067 Building $103,842 |
| 2022 | $1,742.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 192 Lafayette St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 12, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 13 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 16 (1990–2020) |
| Claims Outside the SFHA | 12 of 16 |
| Most Recent Claim | Apr 2020 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 192 Lafayette St is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 91% of Georgia |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RINGGOLD serves 2,953 people · EPA ID GA0470002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2023 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Jan 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ringgold Telephone Company Fiber | 2,500 / 2,500 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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