262 Cherry St, Elgin, IL 60120 Property Records

Kane County property record for 262 Cherry St, Elgin, IL 60120 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms2 Baths
Year BuiltBuilt 1900
Square Footage2,118 sqft Living Area
Lot Size7,260 sqft (0.167 acres)
OccupancyOwner Occupied
Last Sale$325,000 (2026)
Tax Bill$5,484.00 (2025)

Property Details

APN / Parcel Number

Primary APN06-12-361-008

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms9 Rooms
Building Area2,118 sqft Living Area
Gross Area3,204 sqft Gross Area
Basement Area1,086 sqft Basement
Stories2 Stories

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Exterior MaterialAluminum/Vinyl Exterior
Construction TypeFrame Construction
Lot Area7,260 sqft (0.167 acres)
Depth X Width132 ft x 55 ft Depth x Width
Parking Spaces1 Parking Spaces
Garage TypeDetached Garage

Utilities and HVAC

SewageMunicipal Sewage
Water SourceCommercial Water Source

Location & Zoning

Street Address262 CHERRY ST
CityELGIN
StateIL
Zip60120-4218
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionP J KIMBALL JRS 3RD ADDN EAST 55 FT LOT 1 BLOCK 15
Legal SubdivisionP J KIMBALL JRS 3RD ADDN
Legal Block15
Legal Lot Number1
JurisdictionKANE IL
Minor Civil DivisionELGIN
Census Blockgroup2
Census Block2018
Census Tract851302

Owner

Source: Kane County records · APN 06-12-361-008

Assessment roll updated December 26, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address648 BARRINGTON AVE, EAST DUNDEE, IL 60118-1415
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Nov 21, 2024Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
CARRINGTON MORTGAGE SERVICES LLC
Jul 07, 2025Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
MIDFIRST BANK
Jun 16, 2026Affidavit, Transfer
Jun 16, 2026Warranty Deed, Transfer · Conventional Mortgage
GUILD MORTGAGE COMPANY
Apr 14, 2022Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 16, 2026 · Amount on Record
Deed SaleJun 16, 2026 · Amount on Record
Prior SaleDec 22, 2009 · Amount on Record
Deed Doc Number202625001
Prior Transfer DateMar 11, 2022
Prior Transfer Doc0000020379
Record RefreshedSep 20, 2026

November 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address262 CHERRY ST, ELGIN, IL 60120-4218
Transaction TypeMortgage
Record UpdatedJun 26, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address262 CHERRY ST, ELGIN, IL 60120-4218

Mortgage

Document Number0000043168
DateNov 21, 2024
Instrument2024K043168
Lender
NameCARRINGTON MORTGAGE SERVICES LLC
TypeMortgage Company
AddressANAHEIM, CA 92806
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term352 Months
DueMar 01, 2054

July 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address262 CHERRY ST, ELGIN, IL 60120-4218
Transaction TypeMortgage
Record UpdatedJun 26, 2026
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address262 CHERRY ST, ELGIN, IL 60120-4218

Mortgage

Document Number0000024962
DateJul 07, 2025
Instrument2025K024962
Lender
NameMIDFIRST BANK
TypeBank
AddressOKLAHOMA CITY, OK 73118
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term480 Months
DueJul 01, 2065

June 2026: Affidavit, Transfer

Document TypeAffidavit
JurisdictionKANE IL
Recording DateJun 16, 2026
Property Address262 CHERRY ST, ELGIN, IL 60120-4218
Document Number0000025000
Instrument DateJun 16, 2026
Instrument202625000
Transaction TypeTransfer
Record UpdatedJul 12, 2026

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address262 CHERRY ST, ELGIN, IL 60120-4218

June 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKANE IL
Recording DateJun 16, 2026
Property Address262 CHERRY ST, ELGIN, IL 60120-4218
Document Number0000025001
Instrument DateJun 01, 2026
Instrument202625001
Transaction TypeTransfer
Record UpdatedJun 25, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$49,237.50
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address648 BARRINGTON AVE, EAST DUNDEE, IL 60118-1415

Mortgage

Document Number0000025002,
DateJun 16, 2026
Instrument202625002
Lender
NameGUILD MORTGAGE COMPANY
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 01, 2056
Interest
Rate TypeFixed Rate
Rate7.25%
Initial TypeFixed Rate
Max Rate-1%

April 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionKANE IL
Recording DateApr 14, 2022
Property Address262 CHERRY ST, ELGIN, IL 60120-4218
Document Number0000020379
Instrument DateMar 11, 2022
Instrument2022K020379
Transaction TypeTransfer
Record UpdatedAug 05, 2022

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address4525 HERON DR, LAKE IN THE HILLS, IL 60156-1070

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated December 26, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$5,484.00 (+26.07%) Homeowner's exemption
2024$73,589 (+31%) Land $14,203 Building $59,386$220,855 (+31.06%) Land $42,626 Building $178,229
2022$4,350.00 (+4.82%) Homeowner's exemption$56,173 (+6.96%) Land $11,700 Building $44,473$168,519 (+6.96%) Land $35,100 Building $133,419
2021$4,150.00 Homeowner's exemption$52,518 Land $10,939 Building $41,579$157,554 Land $32,817 Building $124,737

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