171 Cherry St, Elgin, IL 60120 Property Records

Kane County property record for 171 Cherry St, Elgin, IL 60120 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	2 Baths
Year Built	Built 1905
Square Footage	1,462 sqft Living Area
Lot Size	4,792 sqft (0.11 acres)
Occupancy	Owner Occupied
Last Sale	$180,000 (2021)
Tax Bill	$4,543.00 (2025)

Owner

Source: Kane County records · APN 06-14-229-007

Assessment roll updated August 25, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	171 CHERRY ST, ELGIN, IL 60120-5186
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 23, 2021 · Amount on Record
Deed Sale	Apr 23, 2021 · Amount on Record
Prior Sale	Jul 27, 2004 · Amount on Record
Deed Doc Number	202132132
Record Refreshed	Sep 20, 2026

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Apr 23, 2021
Property Address	171 CHERRY ST, ELGIN, IL 60120-5186
Document Number	0000032132
Instrument Date	Mar 30, 2021
Instrument	2021K032132
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	ATTORNEYS TTL GUARANTY FUND

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$180.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	171 CHERRY ST, ELGIN, IL 60120-5186

Mortgage

Document Number	0000032133
Date	Apr 23, 2021
Instrument	2021K032133

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2051

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated August 25, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,543.00 (+26.16%) Homeowner's exemption
2024		$62,222 (+30.9%) Land $12,492 Building $49,730	$186,741 (+30.96%) Land $37,491 Building $149,250
2022	$3,601.00 (-9.16%) Homeowner's exemption	$47,533 (+6.96%) Land $10,291 Building $37,242	$142,599 (+6.96%) Land $30,873 Building $111,726
2021	$3,964.00	$44,440 Land $9,621 Building $34,819	$133,320 Land $28,863 Building $104,457

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kane County (17089C), updated October 8, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified: October 2026

Historic District	Within the Spring-Douglas Historic District listed 2000 · 455 contributing resources · NRIS 00000410

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Property Details

APN / Parcel Number

Primary APN	`06-14-229-007`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Building Area	1,462 sqft Living Area
Gross Area	2,423 sqft Gross Area
Basement Area	961 sqft Basement
Stories	5 Stories

Exterior

Year Built	Built 1905
Effective Year Built	Effective 1905
Construction Type	Frame Construction
Lot Area	4,792 sqft (0.11 acres)
Parking Spaces	1 Parking Spaces
Garage Type	Detached Garage

Location & Zoning

Street Address	171 CHERRY ST
City	ELGIN
State	IL
Zip	60120-5186
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	P J KIMBALL JRS 3RD ADDN EAST 42 FT WEST 5.5 RODS NORTH 1/2 OF LOT 3 BLOCK 12
Legal Subdivision	P J KIMBALL JRS 3RD ADDN
Legal Block	12
Legal Lot Number	3
Jurisdiction	KANE IL
Minor Civil Division	ELGIN
Census Blockgroup	2
Census Block	2026
Census Tract	851302