262 Cedar Ln, Arden, NC 28704 Property Records

Buncombe County property record for 262 Cedar Ln, Arden, NC 28704

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,627 sqft · built 1990
Lot Size	0.24 acres (10,454 sqft)
Owner	2 Individual Names on Record
Last Sale	$220,000 (May 2006)
Tax Bill	$1,668 (2025)
Deeds & Mortgages	Sep 2023 Sale & Mortgage May 2023 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`676987-2020-202`

Property Details

APN / Parcel Number

Primary APN	`676987-2020-202`
Alternative APNs	`9654-45-6220-00000` `965410455154000` `008210897`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,627 sqft Living Area
Gross Area	2,636 sqft
1st Floor Area	1,317 sqft
Basement Area	1,319 sqft
Finished Basement	310 sqft
Unfinished Basement	1,009 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Raised Ranch
Exterior Material	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	10,454 sqft (0.24 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	28 sqft
Deck Area	140 sqft
Patio Area	140 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	676987-2020-202
Street Address	262 CEDAR LN
City	ARDEN
State	NC
Zip	28704-3102
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	SUBDIV: ROYAL PINES BLOCK: 19 LOT: PTS LOTS 21 & 22 SECTION: PLAT: 0007-0082
Legal Subdivision	ROYAL PINES
Legal Block	19
Legal Lot Number	21,22
Jurisdiction	BUNCOMBE NC
Township / Civil Division	LIMESTONE
Census Block Group	3
Census Block	3017
Census Tract	2205

Owner

Source: Buncombe County records, as of September 22, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	262 CEDAR LN, ARDEN, NC 28704-3102
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married

Deeds, Mortgages & Sale History

Date	Document
Sep 7, 2023	Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE
May 26, 2023	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU OF MARYLAND
Jan 9, 2018	Deed of Trust, Mortgage · ARM STATE EMPLOYEES CU
Sep 17, 2019	Deed of Trust, Mortgage · ARM STATE EMPLOYEES CU
Aug 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 15, 2006 · Amount on Record
Deed Sale	May 15, 2006 · Amount on Record
Deed Book / Page	4222 / 1422
Last Transfer Date	Jun 22, 2015
Transfer Doc	0053280397
Record Updated	Jun 8, 2026

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUNCOMBE NC
Recording Date	Sep 7, 2023
Property Address	262 CEDAR LN, ARDEN, NC 28704-3102
Document Number	0063481036
Book / Page	6348 / 1036
Map Reference	MB 7 PG 82
Instrument Date	Sep 6, 2023
Transaction Type	Transfer
Record Updated	Sep 21, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$849.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	193 RIDGE POINTE DR, JOHNSON CITY, TN 37604-4393

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	262 CEDAR LN, ARDEN, NC 28704-3102

Mortgage

Document Number	0063481039
Date	Sep 7, 2023
Instrument	6348/1039

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2053

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUNCOMBE NC
Property Address	262 CEDAR LN, ARDEN, NC 28704-3102
Transaction Type	Mortgage
Record Updated	Jun 6, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0063220467
Date	May 26, 2023
Book Page	6322/467

Lender

Name	STATE EMPLOYEES CU OF MARYLAND
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUNCOMBE NC
Property Address	262 CEDAR LN, ARDEN, NC 28704-3102
Transaction Type	Mortgage
Record Updated	May 3, 2022
Title Company	ACCURATE TITLE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0056270394
Date	Jan 9, 2018
Book Page	5627/0394

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.62%
Change Frequency	5 Years
Index	5-Year CMT
Margin	2
Max Rate	6%

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUNCOMBE NC
Property Address	262 CEDAR LN, ARDEN, NC 28704-3102
Transaction Type	Mortgage
Record Updated	May 3, 2022
Title Company	ACCURATE TITLE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0058110827
Date	Sep 17, 2019
Book Page	5811/0827

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.37%
Change Frequency	5 Years
Min Rate At Change	3.25%
Index	5-Year CMT
Margin	2
Max Rate	6%

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUNCOMBE NC
Property Address	262 CEDAR LN, ARDEN, NC 28704-3102
Transaction Type	Mortgage
Record Updated	May 3, 2022
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0061090338
Date	Aug 20, 2021
Book Page	6109/338

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.75%
Type Change Date	Sep 1, 2026
Change Frequency	5 Years
Min Rate At Change	2.75%
Max Rate At Change	4.75%
Index	5-Year CMT
Max Rate	8.75%

Tax Assessment & Valuation

Source: Buncombe County assessment roll, as of September 22, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Buncombe County
Unified School District	Buncombe County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,668.00 (+4.71%)	$258,900 (-3.83%) Land $54,300 Building $204,600	$258,900 (-3.83%) Land $54,300 Building $204,600
2024	$1,593.00 (-0.69%)
2023	$1,604.00 (+1.71%)	$269,200 (-)	$269,200 (-) Land $54,300 Building $214,900
2022	$1,577.00	$269,200	$269,200 (+3.98%) Land $54,300 Building $214,900
2021			$258,900 Land $54,300 Building $204,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 9, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ASHEVILLE serves 157,431 people · EPA ID NC0111010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Oct 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 265 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Optimum.

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