260 Cedar Ln, Arden, NC 28704 Property Records

Buncombe County property record for 260 Cedar Ln, Arden, NC 28704

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,172 sqft · built 1958
Lot Size	0.33 acres (14,375 sqft)
Owner	Individual Name on File
Last Sale	$195,000 (Jan 2019)
Tax Bill	$656 (2025)
Deeds & Mortgages	Nov 2025 Mortgage Mar 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`9654-45-5149-00000`

Property Details

APN / Parcel Number

Primary APN	`9654-45-5149-00000`
Alternative APN	`965410454162000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,172 sqft Living Area
Gross Area	2,200 sqft
1st Floor Area	1,172 sqft
Basement Area	1,028 sqft
Unfinished Basement	1,028 sqft
Flooring	Hardwood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1958
Architectural Style	Ranch
Exterior Material	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	14,375 sqft (0.33 acres)
Garage Type	Mixed
Garage Area	360 sqft
Carport	Carport
Carport Area	240 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	32 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC

Location & Zoning

Old Parcel Number	965410454162000
Street Address	260 CEDAR LN
City	ARDEN
State	NC
Zip	28704-3102
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	DEED DATE: 10/20/1999 DEE
Legal Description	DEED DATE: 10/20/1999 DEED: 2183-0226 SUBDIV: ROYAL PINES BLOCK: LOT: E PT 19 & 20 & SW PT 21 SECTION: 2 PLAT: 0007-0082
Legal Subdivision	ROYAL PINES
Legal Block	19
Legal Lot Number	19-21
Jurisdiction	BUNCOMBE NC
Township / Civil Division	LIMESTONE
Census Block Group	3
Census Block	3017
Census Tract	2205

Owner

260 Cedar Ln is owned and occupied by an individual who bought it in January 2019.

Source: Buncombe County records, as of September 24, 2025

Owner of Record	Individual Name on File
Mailing Address	260 CEDAR LN, ARDEN, NC 28704-3102
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 10, 2025	Deed of Trust, Mortgage · Commercial Mortgage POINT DIGITAL FINANCE INC
Mar 14, 2022	Deed of Trust, Mortgage · Commercial Mortgage POINT DIGITAL FINANCE INC
Apr 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage EMBRACE HOME LOANS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 25, 2019 · Amount on File
Deed Sale	Jan 25, 2019 · Amount on File
Prior Sale	Oct 20, 1999 · Amount on File
Deed Document Number	0057381022
Deed Book / Page	5738 / 1022
Record Updated	Jun 7, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUNCOMBE NC
Property Address	260 CEDAR LN, ARDEN, NC 28704-3102
Transaction Type	Mortgage
Record Updated	Nov 25, 2025
Title Company	CLEAREDGE TITLE, CLEAREDGE TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0065411405
Date	Nov 10, 2025
Book Page	6541/1405

Lender

Name	POINT DIGITAL FINANCE INC
Type	Mortgage Company
Address	PALO ALTO, CA 94302

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 5, 2055

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUNCOMBE NC
Property Address	260 CEDAR LN, ARDEN, NC 28704-3102
Transaction Type	Mortgage
Record Updated	Mar 23, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	260 CEDAR LN, ARDEN, NC 28704-3102

Mortgage

Document Number	0061950215
Date	Mar 14, 2022
Book Page	6195/215

Lender

Name	POINT DIGITAL FINANCE INC
Type	Mortgage Company
Address	PALO ALTO, CA 94302

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUNCOMBE NC
Property Address	260 CEDAR LN, ARDEN, NC 28704-3102
Transaction Type	Mortgage
Record Updated	May 13, 2021
Title Company	EQUITY NATIONAL TITLE LLC, EQUITY NATL TTL & CLOSING SV

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0060581299
Date	Apr 30, 2021
Book Page	6058/1299

Lender

Name	EMBRACE HOME LOANS INC
Type	Mortgage Company
Address	MIDDLETOWN, RI 02842

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 260 Cedar Ln was $656.

Source: Buncombe County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Buncombe County
Unified School District	Buncombe County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$656.00	$203,600
2023	$606.00	$203,600	$203,600 Land $56,700 Building $146,900
2021			$203,600 Land $56,700 Building $146,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 260 Cedar Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 9, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 260 Cedar Ln is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ASHEVILLE serves 157,431 people · EPA ID NC0111010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Oct 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 265 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Optimum.

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