262 Cardinal Ln, Toccoa, GA 30577 Property Records

Stephens County property record for 262 Cardinal Ln, Toccoa, GA 30577

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 1,056 sqft · built 1991
Lot Size	0.26 acres (11,326 sqft)
Owner	Individual Name on Record
Last Sale	$142,960 (Mar 2019)
Tax Bill	$1,372 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Feb 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`056E 018`

Property Details

APN / Parcel Number

Primary APN	`056E 018`
Alternative APN	`270050`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,056 sqft Gross Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1991
Effective Year Built	Effective 2009
Architectural Style	Ranch
Exterior Material	Vinyl
Construction Type	Concrete
Foundation Type	Masonry
Roof Type	Hip
Roof Material	Metal
Lot Area	11,326 sqft (0.26 acres)
Lot Dimensions	150 ft deep x 75 ft wide
Terrain	Gentle Slope

Exterior Amenities

Porch	Porch
Porch Area	278 sqft
Deck Area	64 sqft
Patio Area	805 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	270050
Old Parcel Number	056E 018
Street Address	262 CARDINAL LN
City	TOCCOA
State	GA
Zip	30577-7124
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	RS
Legal Description	LOT 75 BLK R SEC 2 SHOREWOOD EST & CC
Legal Subdivision	SHOREWOOD
Legal Block	R
Legal Lot Number	75
Jurisdiction	STEPHENS GA
Township / Civil Division	ROCK CREEK
Census Block Group	2
Census Block	2027
Census Tract	970201

Owner

Source: Stephens County records, as of March 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	262 CARDINAL LN, TOCCOA, GA 30577-7124
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 22, 2021	Deed of Trust, Mortgage · FHA Mortgage NATION STAR MORTGAGE
Feb 15, 2020	Deed of Trust, Mortgage · FHA Mortgage MR COOPER
Mar 26, 2019	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 8, 2019 · Amount on Record
Deed Sale	Mar 8, 2019 · Amount on Record
Prior Sale	Nov 24, 2015 · Amount on Record
Deed Document Number	0000011741
Deed Book / Page	1174 / 1
Record Updated	Jun 8, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEPHENS GA
Property Address	262 CARDINAL LN, TOCCOA, GA 30577-7124
Transaction Type	Mortgage
Record Updated	Feb 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	262 CARDINAL LN, TOCCOA, GA 30577-7124

Mortgage

Document Number	0012720000000215
Date	Oct 22, 2021
Book Page	0000001272/0000000215

Lender

Name	NATION STAR MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEPHENS GA
Property Address	262 CARDINAL LN, TOCCOA, GA 30577-7124
Document Number	0012030143
Instrument Date	Feb 15, 2020
Transaction Type	Mortgage
Record Updated	Mar 12, 2020
Title Company	VYLLA TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	262 CARDINAL LN TOCCOA GA 305777124, TOCCOA, GA 30577-7124

Mortgage

Document Number	0012030143
Date	Feb 28, 2020
Book Page	001203/000143

Lender

Name	MR COOPER
Address	DALLAS, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 27, 2050

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEPHENS GA
Recording Date	Mar 26, 2019
Property Address	262 CARDINAL LN, TOCCOA, GA 30577-7124
Document Number	0011740001
Book / Page	001174 / 000001
Instrument Date	Mar 8, 2019
Transaction Type	Transfer
Record Updated	Apr 22, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$143.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	262 CARDINAL LN TOCCOA GA 30577, TOCCOA, GA 30577

Tax Assessment & Valuation

Source: Stephens County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Stephens County
Unified School District	Stephens County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,372.00 (-7.67%)	$50,013 (+0.18%) Land $32,775 Building $17,238	$125,033 (+0.18%) Land $81,938 Building $43,095
2023	$1,486.00	$49,924 Land $32,775 Building $17,149	$124,811 Land $81,938 Building $42,873

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 91% of Georgia
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
HTC Cable	1,000 / 50

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Cardinal Ln

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