Stephens County property record for 195 Cardinal Ln, Toccoa, GA 30577
| Property Type | Residential Vacant Land |
|---|---|
| Lot Size | 0.28 acres (12,197 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $12 (2025) |
| Flood Zone | Zone A (high risk) |
| APN | 056E 042 |
| Primary APN | 056E 042 |
|---|---|
| Alternative APNs |
|
| Lot Area | 12,197 sqft (0.28 acres) |
|---|---|
| Terrain | Gentle Slope |
| Account Number | 270850 |
|---|---|
| Old Parcel Number | 056E 042 |
| Street Address | 195 CARDINAL LN |
| City | TOCCOA |
| State | GA |
| Zip | 30577-7126 |
| Property Category | Residential |
| Property Type | Vacant Land > Residential |
| Local Zoning Code | RS |
| Legal Description | LOT 1 BLK S SEC 2 SHOREWOOD EST & CC |
| Legal Subdivision | SHOREWOOD |
| Legal Block | S |
| Legal Lot Number | 1 |
| Jurisdiction | STEPHENS GA |
| Township / Civil Division | ROCK CREEK |
| Census Block Group | 2 |
| Census Block | 2026 |
| Census Tract | 970201 |
Source: Stephens County records, as of March 11, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 86 KRISTIE CIR, POWDER SPRINGS, GA 30127-6170 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
Source: Stephens County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Stephens County |
| Unified School District | Stephens County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $12.00 (-7.69%) | $456 (-) Land $456 | $1,140 (-) Land $1,140 |
| 2023 | $13.00 | $456 (-) Land $456 | $1,140 (-) Land $1,140 |
| 2022 | $13.00 | $456 Land $456 | $1,140 Land $1,140 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 26, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · above 49% of Georgia |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| HTC Cable | 1,000 / 50 |
5G and 4G LTE (outdoors only)
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