262 Breakers Ln, Stratford, CT 06615 Property Records

Stratford Town property record for 262 Breakers Ln, Stratford, CT 06615

Property Summary

Property Type	Condominium
Details	2 bd · 1.5 ba · 1,525 sqft · built 1995
Owner	Individual Name on Record
Last Sale	$320,000 (May 2019)
Tax Bill	$9,461 (2025)
Deeds & Mortgages	Oct 2020 Mortgage May 2019 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`STRA M:60-5 B:1 L:3 U:262`

Property Details

APN / Parcel Number

Primary APN	`STRA M:60-5 B:1 L:3 U:262`
Alternative APN	`1586008`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	1,525 sqft Living Area
Gross Area	1,725 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Condo/Apartment
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Garage Type	Basement
Parking Spaces	1 Parking Space
Pool Type	Spa / Hot Tub (No Pool)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	1586008
Street Address	262 BREAKERS LN
City	STRATFORD
State	CT
Zip	06615-7571
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Subdivision	BREAKWATER KEY
Legal Block	1
Legal Lot Number	3
Jurisdiction	STRATFORD CT
Township / Civil Division	STRATFORD
Census Block Group	1
Census Block	1001
Census Tract	80500

Owner

Source: Stratford Town records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	262 BREAKERS LN, STRATFORD, CT 06615-7571
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 9, 2020	Deed of Trust, Mortgage · Balloon Mortgage GUARANTEED RATE INC
May 16, 2019	Warranty Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 16, 2019 · Amount on Record
Deed Sale	May 16, 2019 · Amount on Record
Prior Sale	Jan 22, 2013 · Amount on Record
Deed Book / Page	4271 / 15
Record Updated	Sep 20, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STRATFORD CT
Property Address	262 BREAKERS LN, STRATFORD, CT 06615-7571
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4428-134
Date	Oct 9, 2020
Book Page	4428/134

Lender

Name	GUARANTEED RATE INC
Type	Non-Lending Institution

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2035

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STRATFORD CT
Recording Date	May 16, 2019
Property Address	262 BREAKERS LN, STRATFORD, CT 06615-7571
Document Number	4271-15
Book / Page	004271 / 000015
Instrument Date	May 7, 2019
Transaction Type	Transfer
Record Updated	Jun 4, 2019
Title Company	UNKNOWN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$320.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	262 BREAKERS LN #262 STRATFORD CT 066157571, 262, STRATFORD, CT 06615-7571

Mortgage

Document Number	4271-19
Date	May 16, 2019
Book Page	004271/000019

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 15, 2034

Tax Assessment & Valuation

Source: Stratford Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Stratford Town
Unified School District	Stratford School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,461.00	$235,340 (-) Building $235,340	$164,738 Building $164,738
2024	$9,461.00
2023	$9,461.00 (+1.87%)	$235,340 (-) Building $235,340
2022	$9,287.00	$235,340 Building $235,340

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	14.0 ft
Flood Insurance Requirement	Required federally backed loans

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 94% of Connecticut
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUARION-EASTERN FAIRFIELD COUNTY private · serves 351,756 people · EPA ID CT0150011
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	24 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Starlink Satellite	280 / 30

May also be available: Frontier, Verizon, Xfinity.

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