262 Beacon St, Andover, MA 01810 Property Records

Essex County and Andover Town property record for 262 Beacon St, Andover, MA 01810

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 3,450 sqft · built 1956
Lot Size0.689 acres (30,000 sqft)
Owner2 Individual Names on File
Last Sale$185,000 (Aug 1996)
Tax Bill$9,873 (2025)
Deeds & MortgagesMar 2024 Line of Credit
Aug 2020 Refinance
Flood ZoneZone X (minimal risk)
APNANDO M:00086 B:00005 L:0000D

Property Details

APN / Parcel Number

Primary APNANDO M:00086 B:00005 L:0000D

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area3,450 sqft Living Area
Gross Area4,106 sqft
Basement Area1,232 sqft
Unfinished Basement246 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1956
Effective Year BuiltEffective 1956
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area30,000 sqft (0.689 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHot Water
Heating FuelOil

Location & Zoning

Street Address262 BEACON ST
CityANDOVER
StateMA
Zip01810-1327
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSRB
Legal SubdivisionANDOVER
Legal Block5
Legal Lot NumberD
JurisdictionANDOVER MA
Township / Civil DivisionANDOVER
Census Block Group4
Census Block4019
Census Tract254402

Owner

262 Beacon St is owned and occupied by two individuals who bought it in August 1996.

Source: Essex County and Andover Town records, as of July 20, 2026

Owner of Record2 Individual Names on File
Mailing Address262 BEACON ST, ANDOVER, MA 01810-1327
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 6, 2024Deed of Trust, Mortgage · Line of Credit
DIGITAL FCU
Aug 31, 2020Deed of Trust, Mortgage · Stand-Alone Refinance
DIGITAL FCU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 28, 1996 · Amount on File
Deed SaleAug 28, 1996 · Amount on File
Prior SaleFeb 15, 1995 · Amount on File
Deed Book / Page4580 / 126
Record UpdatedSep 20, 2026

March 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionANDOVER MA
Property Address262 BEACON ST, ANDOVER, MA 01810-1327
Transaction TypeMortgage
Record UpdatedMar 22, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0017942-69
DateMar 6, 2024
Book Page17942/69
Instrument3291
Lender
NameDIGITAL FCU
TypeCredit Union
Agreement
TypeLine of Credit
AmountAmount on Record
Term481 Months
DueApr 1, 2064
Interest
Rate TypeAdjustable Rate

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionANDOVER MA
Property Address262 BEACON ST, ANDOVER, MA 01810-1327
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number16468-270
DateAug 31, 2020
Book Page16468/270
Instrument22752
Lender
NameDIGITAL FCU
TypeCredit Union
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term121 Months
DueSep 1, 2030

Tax Assessment & Valuation

The 2025 property tax bill for 262 Beacon St was $9,873, up 1% from the year before.

Source: Essex County and Andover Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyEssex County
County SubdivisionAndover Town
Unified School DistrictAndover School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$9,873.00 (+1.02%)$790,500 (+4.18%) Land $373,200 Building $417,300$906,965
2024$9,773.00 (+4.55%)$758,800 (+10.89%) Land $368,200 Building $390,600
2023$9,348.00$684,300 Land $331,600 Building $352,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 262 Beacon St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims2 (2010)
Claims Outside the SFHA2 of 2
Most Recent ClaimMar 2010 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 262 Beacon St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 92% of Massachusetts
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemANDOVER WATER DEPT
serves 36,569 people · EPA ID MA3009000
Water SourceSurface water
Last State InspectionOct 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line replacement
currently in violation since Nov 2021
Corrosion control
Jan 2022
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 199 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber
2,300 / 2,300
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20

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