262 5th St, Tracy, MN 56175 Property Records

Lyon County property record for 262 5th St, Tracy, MN 56175

Property Summary

Property Type	Single Family Home
Details	built 1968
Lot Size	0.155 acres (6,758 sqft)
Owner	Individual Name on Record
Tax Bill	$2,924 (2026)
Deeds & Mortgages	Sep 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`31-100159-0`

Property Details

APN / Parcel Number

Primary APN	`31-100159-0`

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Lot Area	6,758 sqft (0.155 acres)

Location & Zoning

Street Address	262 5TH ST
City	TRACY
State	MN
Zip	56175-1106
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ORIGINAL PLAT - TRACY 01010001 S 92' LOTS 28, 29, 30 BLK 10
Legal Subdivision	ORIGINAL PLAT - TRACY
Legal Block	10
Legal Lot Number	28-30
Jurisdiction	LYON MN
Township / Civil Division	TRACY
Census Block Group	2
Census Block	2020
Census Tract	360700

Owner

Source: Lyon County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	262 5TH ST, TRACY, MN 56175-1106
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYON MN
Property Address	262 5TH ST, TRACY, MN 56175-1106
Transaction Type	Mortgage
Record Updated	Oct 13, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	12313
Date	Sep 14, 2021
Instrument	12313

Lender

Name	PLAINS COMMERCE BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2051

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Lyon County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Lyon County
Municipality	Tracy City
Unified School District	Tracy Area Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,924.00 (+127.37%)	$140,600 (+3.69%) Land $5,500 Building $135,100	$140,600 (+3.69%) Land $5,500 Building $135,100
2025		$135,600 (+51.85%) Land $5,500 Building $130,100	$135,600 (+51.85%) Land $5,500 Building $130,100
2023	$1,286.00	$89,300 Land $5,100 Building $84,200	$89,300 Land $5,100 Building $84,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 23, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.4% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Tracy serves 2,154 people · EPA ID MN1420010
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 242 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
GigFire Fixed Wireless	150 / 130
Midco Fixed Wireless	100 / 20

May also be available: Bluepeak.

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