225 5th St, Tracy, MN 56175 Property Records

Lyon County property record for 225 5th St, Tracy, MN 56175

Property Summary

Property TypeSingle Family Home
Detailsbuilt 1969
Lot Size0.347 acres (15,121 sqft)
OwnerIndividual Name on File
Tax Bill$3,474 (2026)
Deeds & MortgagesOct 2023 Mortgage
Flood ZoneZone X (minimal risk)
APN31-102049-0

Property Details

APN / Parcel Number

Primary APN31-102049-0

Exterior

Year BuiltBuilt 1969
Effective Year BuiltEffective 1969
Lot Area15,121 sqft (0.347 acres)

Location & Zoning

Street Address225 5TH ST
CityTRACY
StateMN
Zip56175-1105
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description1ST RAILWAY ADDITION TO TRACY 01010001 LOT 5 BLK 5 & N 10' LOT 6 AND S2 LOT 4 & S 10' OF N2 LOT 4 ALL IN BLK 5
Legal Subdivision1ST RAILWAY ADDITION
Legal Block5
Legal Lot Number5-4
JurisdictionLYON MN
Township / Civil DivisionTRACY
Census Block Group2
Census Block2021
Census Tract360700

Owner

225 5th St is owned and occupied by an individual who acquired it in October 2023.

Source: Lyon County records, as of September 1, 2026

Owner of RecordIndividual Name on File
Mailing Address225 5TH ST, TRACY, MN 56175-1105
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateOct 4, 2023
Transfer Doc0000016627
Record UpdatedOct 29, 2026

October 2023: Affidavit, Transfer

Document TypeAffidavit
JurisdictionLYON MN
Recording DateOct 4, 2023
Property Address225 5TH ST, TRACY, MN 56175-1105
Document Number0000016627
Instrument DateSep 1, 2023
Instrument16627
Transaction TypeTransfer
Record UpdatedJan 21, 2026

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address225 5TH ST, TRACY, MN 56175-1105

Mortgage

Document Number0000016628
DateOct 4, 2023
Instrument16628
Lender
NameCITIZENS COMMUNITY BANK
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term300 Months
DueOct 27, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 225 5th St was $3,474.

Source: Lyon County assessment roll, as of September 1, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyLyon County
MunicipalityTracy City
Unified School DistrictTracy Area Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,474.00$164,300 (+1.99%) Land $7,700 Building $156,600$164,300 (+1.99%) Land $7,700 Building $156,600
2025$161,100 Land $7,700 Building $153,400$161,100 Land $7,700 Building $153,400
2024$3,230.00 (+40.07%)
2023$2,306.00$136,200 Land $9,000 Building $127,200$136,200 Land $9,000 Building $127,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 225 5th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 23, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 225 5th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.4% of Minnesota
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTracy
serves 2,154 people · EPA ID MN1420010
Water SourceGroundwater
Last State InspectionAug 2024
Lead4 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 242 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
GigFire
Fixed Wireless
150 / 130
Midco
Fixed Wireless
100 / 20

May also be available: Bluepeak.

Nearby Properties on 5th St

Nearby Streets

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