262 23rd St, Otsego, MI 49078 Property Records

Allegan County property record for 262 23rd St, Otsego, MI 49078

Property Summary

Property Type	Manufactured or Modular Home
Details	3 bd · 2.5 ba · 960 sqft · built 1984
Lot Size	7.33 acres (319,687 sqft)
Owner	2 Individual Names on File
Last Sale	$26,300 (Nov 1991)
Tax Bill	$1,242 (2025)
Deeds & Mortgages	Jun 2026 Transfer Aug 2021 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`17-030-011-10`

Property Details

APN / Parcel Number

Primary APN	`17-030-011-10`
Alternative APN	`03-17-030-011-10`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	960 sqft Living Area
1st Floor Area	960 sqft
Basement Area	960 sqft
Unfinished Basement	960 sqft

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Modular
Exterior Material	Wood Siding
Lot Area	319,687 sqft (7.33 acres)
Lot Dimensions	473 ft deep x 675 ft wide
Garage Area	540 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	262 23RD ST
City	OTSEGO
State	MI
Zip	49078-9624
Property Category	Residential
Property Type	Residential > Prefabricated > Manufactured or Modular Home
Local Zoning Code	AG
Legal Description	N 660' OF S 1716' OF E 471.4' W 1/2 SW 1/4 SEC 30 T1N R12W (85)
Legal Range	12W
Legal Township	01N
Legal Section	30
Jurisdiction	ALLEGAN MI
Township / Civil Division	OTSEGO
Census Block Group	1
Census Block	1039
Census Tract	31800

Owner

262 23rd St, a residential property, is owned and occupied by two individuals who acquired it in June 2026.

Source: Allegan County records, as of September 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 133, OTSEGO, MI 49078-0133
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 15, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Aug 25, 2021	Deed of Trust, Mortgage · Line of Credit ARBOR FINANCIAL CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 1, 1991 · Amount on File
Deed Sale	Nov 1, 1991 · Amount on File
Deed Document Number	19911
Last Transfer Date	Jun 15, 2026
Transfer Doc	005146/962
Record Updated	Oct 29, 2026

June 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ALLEGAN MI
Recording Date	Jun 15, 2026
Property Address	262 23RD ST, OTSEGO, MI 49078-9624
Document Number	005146/962
Book / Page	5146 / 962
Instrument Date	Jun 15, 2026
Instrument	202610014
Transaction Type	Transfer
Record Updated	Aug 30, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Property Address	262 23RD ST, OTSEGO, MI 49078-9624
Transaction Type	Mortgage
Record Updated	Sep 1, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4662/906
Date	Aug 25, 2021
Book Page	4662/906

Lender

Name	ARBOR FINANCIAL CU
Type	Credit Union
Address	KALAMAZOO, MI 49009

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	238 Months
Due	Jun 25, 2041

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 262 23rd St was $1,242 with a homeowner's exemption.

Source: Allegan County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Allegan County
County Subdivision	Otsego Township
Unified School District	Otsego Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$103,300 Land $25,600 Building $77,700	$206,600 Land $51,200 Building $155,400
2025	$1,242.00
2023		$79,700 Land $21,800 Building $57,900	$159,400 Land $43,600 Building $115,800
2022	$1,027.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 262 23rd St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 21, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 262 23rd St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mercury Fiber Fiber	5,000 / 5,000
Starlink Satellite	280 / 30

May also be available: 123.NET, Bloomingdale Communications.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on 23rd St

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