Allegan County property record for 245 23rd St, Otsego, MI 49078
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,925 sqft · built 1999 |
| Lot Size | 3.26 acres (142,136 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $4,626 (2025) |
| Deeds & Mortgages | Jan 2021 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 17-030-013-12 |
| Primary APN | 17-030-013-12 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,925 sqft Living Area |
| 1st Floor Area | 1,925 sqft |
| Basement Area | 1,236 sqft |
| Unfinished Basement | 1,236 sqft |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Foundation Type | No Foundation |
| Lot Area | 142,136 sqft (3.26 acres) |
| Lot Dimensions | 457 ft deep x 311 ft wide |
| Garage Area | 529 sqft |
| Parking Spaces | 2 Parking Spaces |
| Total Buildings | 2 Buildings |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 245 23RD ST |
|---|---|
| City | OTSEGO |
| State | MI |
| Zip | 49078-9624 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AG |
| Legal Description | COM AT THE SW COR OF SEC 30 THENCE S 89DEG 16'00E ALNG THE S SEC LI 1241.05FT, TH N 0DEG 00'00 W 1078.85 TO THE PL OF BEG, THEN CON N 0 DEG 00'00 W 330FT THENCE S 89DEG 35'00E 450FT THENCE S 0 DEG 00'00 E 330FT THENCE N 89DEG 35'00W 450FT TO THE PL O |
| Jurisdiction | ALLEGAN MI |
| Township / Civil Division | OTSEGO |
| Census Block Group | 1 |
| Census Block | 1035 |
| Census Tract | 31800 |
245 23rd St is owned and occupied by two individuals who acquired it in January 2021.
Source: Allegan County records, as of September 9, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 245 23RD ST, OTSEGO, MI 49078-9624 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Jan 14, 2021 |
| Transfer Doc | 4568/343 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ALLEGAN MI |
| Recording Date | Jan 22, 2021 |
| Property Address | 245 23RD ST, OTSEGO, MI 49078-9624 |
| Document Number | 4568/343 |
| Book / Page | 4568 / 343 |
| Instrument Date | Jan 14, 2021 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 245 23RD ST, OTSEGO, MI 49078-9624 |
The 2025 property tax bill for 245 23rd St was $4,626 with a homeowner's exemption, up 2.6% from the year before.
Source: Allegan County assessment roll, as of September 9, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Allegan County |
| County Subdivision | Otsego Township |
| Unified School District | Otsego Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $299,800 (+1.35%) Land $16,600 Building $283,200 | $599,600 (+1.35%) Land $33,200 Building $566,400 | |
| 2025 | $4,626.00 (+2.59%) Homeowner's exemption | $295,800 Land $16,600 Building $279,200 | $591,600 Land $33,200 Building $558,400 |
| 2024 | $4,509.00 | ||
| 2023 | $220,900 Land $15,300 Building $205,600 | $441,800 Land $30,600 Building $411,200 | |
| 2022 | $3,799.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 245 23rd St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 21, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 245 23rd St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mercury Fiber Fiber | 5,000 / 5,000 |
| Starlink Satellite | 280 / 30 |
May also be available: 123.NET, Bloomingdale Communications.
5G (outdoors only) and 4G LTE
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