26195 Otter Dr, Willits, CA 95490 Property Records

Mendocino County property record for 26195 Otter Dr, Willits, CA 95490

Property Summary

Property Type	Residential Vacant Land
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on Record
Last Sale	$419,000 (Apr 2025)
Tax Bill	$4,390 (2025)
Deeds & Mortgages	May 2026 Mortgage Apr 2025 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`097-072-14`

Property Details

APN / Parcel Number

Primary APN	`097-072-14`
Alternative APN	`097-072-14-00`

Exterior

Lot Area	43,560 sqft

Location & Zoning

Old Parcel Number	097-072-14
Street Address	26195 OTTER DR
City	WILLITS
State	CA
Zip	95490-8046
Property Category	Residential
Property Type	Vacant Land > Residential
Legal Description	WAS 097-072-06 & 07
Legal Subdivision	BROOKTRAILS VACATION VILLAGE SUBDIVISION
Legal Block	2
Jurisdiction	MENDOCINO CA
Township / Civil Division	WILLITS
Census Block Group	2
Census Block	2009
Census Tract	10602

Owner

Source: Mendocino County records, as of August 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	26195 OTTER DR, WILLITS, CA 95490-8046
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 5, 2026	Deed of Trust, Mortgage · FHA Mortgage AMERICAN FINANCIAL NETWORK INC
Apr 23, 2025	Grant Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Jan 19, 2023	Grant Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Oct 23, 2020	Grant Deed, Transfer FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 23, 2025 · Amount on Record
Deed Sale	Apr 23, 2025 · Amount on Record
Prior Sale	Jan 19, 2023 · Amount on Record
Deed Document Number	20253310
Prior Transfer Date	Jan 4, 2016
Prior Transfer Doc	0000000418
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MENDOCINO CA
Recording Date	May 5, 2026
Property Address	26195 OTTER DR, WILLITS, CA 95490-8046
Document Number	0000003790
Instrument Date	Apr 16, 2026
Instrument	20263790
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	VISIONET SYSTEMS INC, VISIONET SYSTEMS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	26195 OTTER DR, WILLITS, CA 95490-8046

Mortgage

Document Number	0000003790,
Date	May 5, 2026
Instrument	20263790

Lender

Name	AMERICAN FINANCIAL NETWORK INC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate	6.22%
Max Rate	-1%

April 2025: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MENDOCINO CA
Recording Date	Apr 23, 2025
Property Address	26195 OTTER DR, WILLITS, CA 95490-8046
Document Number	0000003310
Map Reference	CASE 2 DR 7 PG 2
Instrument Date	Apr 17, 2025
Instrument	2025-03310
Transaction Type	Transfer
Record Updated	Mar 18, 2026
Title Company	REDWOOD EMPIRE TITLE COMPANY, REDWOOD EMPIRE TTL CO OF MEN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	26195 OTTER DR, WILLITS, CA 95490-8046

Mortgage

Document Number	0000003311
Date	Apr 23, 2025
Instrument	2025-03311

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2055

January 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MENDOCINO CA
Recording Date	Jan 19, 2023
Property Address	26195 OTTER DR, WILLITS, CA 95490-8046
Document Number	0000000390
Map Reference	CASE 2 DR 7 PG 2
Instrument Date	Jan 5, 2023
Instrument	2023-00390
Transaction Type	Transfer
Record Updated	Mar 18, 2026
Title Company	REDWOOD EMPIRE TITLE COMPANY, REDWOOD EMPIRE TTL CO OF MEN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	26195 OTTER DR, WILLITS, CA 95490-8046

Mortgage

Document Number	0000000391
Date	Jan 19, 2023
Instrument	2023-00391

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2053

October 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MENDOCINO CA
Recording Date	Oct 23, 2020
Property Address	26195 OTTER DR, WILLITS, CA 95490-8046
Document Number	0000014102
Instrument Date	Oct 20, 2020
Instrument	14102
Transaction Type	Transfer
Record Updated	Nov 6, 2020
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Tax	$380.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	26195 OTTER DR WILLITS CA 954908046, WILLITS, CA 95490-8046

Tax Assessment & Valuation

Source: Mendocino County assessment roll, as of August 12, 2026

Property Jurisdictions

Type	Name
State	California
County	Mendocino County
Unified School District	Willits Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$427,380 (+12.54%) Land $76,500 Building $350,880
2025	$4,390.00 (+1.93%)	$379,746 (+5.8%) Land $83,232 Building $296,514
2024	$4,307.00 (+6.58%)
2023	$4,041.00 (+33.68%) Homeowner's exemption	$358,938 Land $83,232 Building $275,706
2020	$3,023.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 54% of the US · lower than 68% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BROOKTRAILS TOWNSHIP CSD serves 3,632 people · EPA ID CA2310009
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 72 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
101Netlink Fixed Wireless	100 / 20

May also be available: Tristate Wi-Fi by Wi-Fiber.

Cell Coverage

5G and 4G LTE (outdoors only)

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