2619 Spruce Loop, Crossville, TN 38555 Property Records

Cumberland County property record for 2619 Spruce Loop, Crossville, TN 38555

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,584 sqft · built 1993
Owner	2 Individual Names on File
Last Sale	$249,900 (Aug 2021)
Tax Bill	$659 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Aug 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`125J-B-005.00`

Property Details

APN / Parcel Number

Primary APN	`125J-B-005.00`
Alternative APNs	`01125JB125J00500` `018125J B 00500`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	2,584 sqft Living Area
Gross Area	3,046 sqft
1st Floor Area	1,870 sqft
Basement Area	714 sqft
Finished Basement	714 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 2007
Architectural Style	Custom Design
Exterior Material	Siding
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Dimensions	265 ft deep x 100 ft wide
Terrain	Rolling
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Finished/Open Porch
Porch Area	167 sqft
Deck Area	340 sqft
Patio Area	340 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	2619 SPRUCE LOOP
City	CROSSVILLE
State	TN
Zip	38555-3836
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SHERWOOD FARMS PB 7 PG 42 LOT 64 100X265
Legal Subdivision	SHERWOOD FARMS
Legal Lot Number	64
Jurisdiction	CUMBERLAND TN
Township / Civil Division	8
Census Block Group	1
Census Block	1041
Census Tract	970601

Owner

2619 Spruce Loop is owned and occupied by two individuals who bought it in August 2021.

Source: Cumberland County records, as of June 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2619 SPRUCE LOOP, CROSSVILLE, TN 38555-3836
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 18, 2026	Deed of Trust, Mortgage · Conventional Mortgage REGIONS BANK
Aug 3, 2021	Warranty Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC
May 23, 2017	Warranty Deed, Transfer DEPARTMENT OF HSNG SVCS
Feb 3, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 3, 2021 · Amount on File
Deed Sale	Aug 3, 2021 · Amount on File
Prior Sale	Jan 4, 2002
Deed Document Number	202111459
Deed Book / Page	1618 / 31
Transfer Doc	10942404
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUMBERLAND TN
Recording Date	Jun 18, 2026
Property Address	2619 SPRUCE LOOP, CROSSVILLE, TN 38555-3836
Document Number	0000008380
Book / Page	1751 / 2546
Instrument Date	Jun 2, 2026
Instrument	20268380
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2619 SPRUCE LOOP, CROSSVILLE, TN 38555-3836

Mortgage

Document Number	0000008380,
Date	Jun 18, 2026
Book Page	1751/2546
Instrument	20268380

Lender

Name	REGIONS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jul 1, 2046

Interest

Rate Type	Fixed Rate
Rate	6.37%
Initial Type	Fixed Rate
Max Rate	-1%

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CUMBERLAND TN
Recording Date	Aug 3, 2021
Property Address	2619 SPRUCE LOOP, CROSSVILLE, TN 38555-3836
Document Number	0000011459
Book / Page	1618 / 31
Map Reference	MB 7 PG 42
Instrument Date	Jul 30, 2021
Instrument	21011459
Transaction Type	Transfer
Record Updated	Jan 16, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$924.63
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2619 SPRUCE LOOP, CROSSVILLE, TN 38555-3836

Mortgage

Document Number	0000011460
Date	Aug 3, 2021
Instrument	21011460

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2051

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CUMBERLAND TN
Recording Date	May 23, 2017
Property Address	2619 SPRUCE LOOP, CROSSVILLE, TN 38555-3836
Document Number	0000006044
Book / Page	001502 / 000264
Instrument Date	May 19, 2017
Instrument	6044
Transaction Type	Transfer
Record Updated	Feb 20, 2018
Title Company	JD LAND TITLE INC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$514.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2619 SPRUCE LOOP CROSSVILLE TN 385553836, CROSSVILLE, TN 38555-3836

Mortgage

Document Number	6045
Date	May 23, 2017
Book Page	001502/000273
Instrument	6045

Lender

Name	DEPARTMENT OF HSNG SVCS
Address	SAINT LOUIS, MO 63166

Agreement

Amount	Amount on Record
Term	396 Months
Due	May 22, 2050

February 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CUMBERLAND TN
Recording Date	Feb 3, 2017
Property Address	2619 SPRUCE LOOP, CROSSVILLE, TN 38555-3836
Document Number	0000001404
Book / Page	001494 / 002085
Instrument Date	Jan 28, 2017
Instrument	1404
Transaction Type	Transfer
Record Updated	Feb 9, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3745 WHITE PINE DR LEXINGTON KY 405141724, LEXINGTON, KY 40514-1724

Tax Assessment & Valuation

The 2025 property tax bill for 2619 Spruce Loop was $659.

Source: Cumberland County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Cumberland County
Unified School District	Cumberland County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$659.00	$58,025 (-) Land $3,750 Building $54,275	$232,100 Land $15,000 Building $217,100
2024	$659.00	$58,025 (-) Land $3,750 Building $54,275
2023		$58,025 (-) Land $3,750 Building $54,275
2022		$58,025 Land $3,750 Building $54,275	$232,100 (-) Land $15,000 Building $217,100
2021			$232,100 Land $15,000 Building $217,100
2018	$534.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2619 Spruce Loop in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 16, 2007 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2619 Spruce Loop is moderate, ranking above 57% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · above 78% of Tennessee
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CROSSVILLE WATER DEPT serves 32,985 people · EPA ID TN0000150
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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