2533 Spruce Loop, Crossville, TN 38555 Property Records

Cumberland County property record for 2533 Spruce Loop, Crossville, TN 38555

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,386 sqft · built 1998
Owner	Individual Name on Record
Last Sale	$120,000 (Apr 2018)
Tax Bill	$441 (2025)
Deeds & Mortgages	May 2026 Mortgage Mar 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`125J-B-009.00`

Property Details

APN / Parcel Number

Primary APN	`125J-B-009.00`
Alternative APNs	`01125JB125J00900` `018125J B 00900`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,386 sqft Living Area
Gross Area	1,694 sqft
1st Floor Area	1,386 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1998
Effective Year Built	Effective 2007
Architectural Style	Custom Design
Exterior Material	Siding
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Dimensions	265 ft deep x 100 ft wide
Terrain	Rolling
Garage Type	Attached
Garage Area	308 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Finished/Open Porch
Porch Area	36 sqft
Deck Area	160 sqft
Patio Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	2533 SPRUCE LOOP
City	CROSSVILLE
State	TN
Zip	38555-3822
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SHERWOOD FARMS PB 7 PG 42 LOT 60 100 X 265
Legal Subdivision	SHERWOOD FARMS
Legal Lot Number	60
Jurisdiction	CUMBERLAND TN
Township / Civil Division	8
Census Block Group	1
Census Block	1041
Census Tract	970601

Owner

Source: Cumberland County records, as of June 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2533 SPRUCE LOOP, CROSSVILLE, TN 38555-3822
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 27, 2026	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Mar 30, 2021	Warranty Deed, Transfer
Apr 20, 2018	Deed, Transfer · Conventional Mortgage FIRST CUMBERLAND MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 20, 2018 · Amount on Record
Deed Sale	Apr 20, 2018 · Amount on Record
Prior Sale	May 27, 1998 · Amount on Record
Deed Document Number	20184774
Deed Book / Page	1524 / 1234
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUMBERLAND TN
Recording Date	May 27, 2026
Property Address	2533 SPRUCE LOOP, CROSSVILLE, TN 38555-3822
Document Number	0000007232
Book / Page	1749 / 2903
Instrument Date	May 11, 2026
Instrument	20267232
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	VISIONET SYSTEMS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2533 SPRUCE LOOP, CROSSVILLE, TN 38555-3822

Mortgage

Document Number	0000007232,
Date	May 27, 2026
Book Page	1749/2903
Instrument	20267232

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.37%
Max Rate	-1%

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CUMBERLAND TN
Recording Date	Mar 30, 2021
Property Address	2533 SPRUCE LOOP, CROSSVILLE, TN 38555-3822
Document Number	0000004857
Book / Page	1605 / 2311
Map Reference	MB 7 PG 41
Instrument Date	Mar 9, 2021
Instrument	21004857
Transaction Type	Transfer
Record Updated	Jan 27, 2026

Transaction

Amount	Amount Recorded
Tax	$29.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2533 SPRUCE LOOP, CROSSVILLE, TN 38555-3822

April 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	CUMBERLAND TN
Recording Date	Apr 20, 2018
Property Address	2533 SPRUCE LOOP, CROSSVILLE, TN 38555-3822
Document Number	0000004774
Book / Page	1524 / 1234
Map Reference	MB 7 PG 42
Instrument Date	Apr 19, 2018
Instrument	18004774
Transaction Type	Transfer
Record Updated	Jun 21, 2022
Title Company	LOONEY & CHADWELL TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$444.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2533 SPRUCE LOOP, CROSSVILLE, TN 38555-3822

Mortgage

Document Number	0000004775
Date	Apr 20, 2018
Instrument	18004775

Lender

Name	FIRST CUMBERLAND MORTGAGE LLC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2048

Tax Assessment & Valuation

Source: Cumberland County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Cumberland County
Unified School District	Cumberland County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$441.00 (+12.5%)	$38,825 (-) Land $3,750 Building $35,075	$155,300 (-) Land $15,000 Building $140,300
2023		$38,825 (-) Land $3,750 Building $35,075
2022		$38,825 Land $3,750 Building $35,075	$155,300 (-) Land $15,000 Building $140,300
2021			$155,300 Land $15,000 Building $140,300
2018	$392.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2007 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · above 75% of Tennessee
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CROSSVILLE WATER DEPT serves 32,985 people · EPA ID TN0000150
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Ben Lomand Rural Telephone Cooperative Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Spruce Loop

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures