26185 Matlin Rd, Ramona, CA 92065 Property Records

San Diego County property record for 26185 Matlin Rd, Ramona, CA 92065

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,082 sqft · built 1980
Lot Size	0.427 acres (18,614 sqft)
Owner	Individual Name on Record
Tax Bill	$5,436 (2025)
Deeds & Mortgages	Aug 2023 Mortgage May 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`288-643-10-00`

Property Details

APN / Parcel Number

Primary APN	`288-643-10-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	2,082 sqft Living Area

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Lot Area	18,614 sqft (0.427 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	26185 MATLIN RD
City	RAMONA
State	CA
Zip	92065-4834
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	LOT 223 TR 007980
Legal Subdivision	SAN DIEGO COUNTRY ESTATES I
Legal Tract	007980
Legal Block	1
Legal Lot Number	223
Jurisdiction	SAN DIEGO CA
Township / Civil Division	RAMONA
Census Block Group	1
Census Block	1005
Census Tract	20811

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	26185 MATLIN RD, RAMONA, CA 92065-4834
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Man

Deeds, Mortgages & Sale History

Date	Document
Aug 30, 2023	Intrafamily Transfer, Transfer · VA Mortgage THE FEDERAL SAVINGS BANK
May 7, 2020	Deed of Trust, Mortgage · VA Mortgage WINTRUST MORTGAGE
Apr 18, 2017	Intrafamily Transfer, Transfer · VA Mortgage HOME POINT FINANCIAL CORPORATION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 18, 2025
Deed Sale	Feb 18, 2025
Prior Sale	Aug 30, 2023
Deed Document Number	202541104
Prior Transfer Date	Jan 6, 2025
Prior Transfer Doc	0000041104
Record Updated	Sep 20, 2026

August 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 30, 2023
Property Address	26185 MATLIN RD, RAMONA, CA 92065-4834
Document Number	0000235685
Map Reference	MAP 7980
Instrument Date	Aug 25, 2023
Instrument	2023-0235685
Transaction Type	Transfer
Record Updated	Sep 7, 2023
Title Company	NOT AVAILABLE, BCHH

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	26185 MATLIN RD, RAMONA, CA 92065-4834

Mortgage

Document Number	0000235686
Date	Aug 30, 2023
Instrument	2023-0235686

Lender

Name	THE FEDERAL SAVINGS BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Sep 1, 2048

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	26185 MATLIN RD, RAMONA, CA 92065-4834
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FNAS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000231807
Date	May 7, 2020
Instrument	2020-0231807

Lender

Name	WINTRUST MORTGAGE
Type	Mortgage Company
Address	DES PLAINES, IL 60018

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	300 Months
Due	May 1, 2045

April 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 18, 2017
Property Address	26185 MATLIN RD, RAMONA, CA 92065-4834
Document Number	0000173402
Map Reference	MAP7980
Instrument Date	Apr 13, 2017
Instrument	2017-0173402
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	ORANGE COAST TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	26185 MATLIN RD, RAMONA, CA 92065-4834

Mortgage

Document Number	0000173403
Date	Apr 18, 2017
Instrument	2017-0173403

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Government Agency

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	301 Months
Due	May 1, 2042

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Unified School District	Ramona City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$426,522 (+2%) Land $168,665 Building $257,857
2025	$5,436.00 (+13.34%)	$418,159 (+19.15%) Land $165,358 Building $252,801
2024	$4,796.00 (+6.01%)
2023	$4,524.00 (-2.86%)	$350,943 Land $152,075 Building $198,868
2022	$4,657.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (2010–2015)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jul 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Extreme above 95% of the US · above 83% of California
Wildfire Likelihood	2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RAMONA MUNICIPAL WD serves 36,455 people · EPA ID CA3710019
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2022
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
AT&T DSL	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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