26170 Matlin Rd, Ramona, CA 92065 Property Records

San Diego County property record for 26170 Matlin Rd, Ramona, CA 92065

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,994 sqft · built 1998
Lot Size	0.434 acres (18,917 sqft)
Owner	2 Individual Names on Record
Tax Bill	$4,828 (2025)
Deeds & Mortgages	Oct 2022 Line of Credit Sep 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`288-643-02-00`

Property Details

APN / Parcel Number

Primary APN	`288-643-02-00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	1,994 sqft Living Area

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Lot Area	18,917 sqft (0.434 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	26170 MATLIN RD
City	RAMONA
State	CA
Zip	92065-4835
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	LOT 270 TR 007980
Legal Subdivision	SAN DIEGO COUNTRY ESTATES I
Legal Tract	007980
Legal Block	1
Legal Lot Number	270
Jurisdiction	SAN DIEGO CA
Township / Civil Division	RAMONA
Census Block Group	1
Census Block	1005
Census Tract	20811

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	26170 MATLIN RD, RAMONA, CA 92065-4835
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Oct 28, 2022	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Sep 8, 2021	Intrafamily Transfer, Transfer · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC
Oct 31, 2020	Loan Modification, Mortgage · FHA Mortgage STANWICH MTG LOAN TRUST F (CT)
Jul 7, 2019	Loan Modification, Mortgage · Conventional Mortgage JP MORGAN CHASE BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 8, 2021
Deed Sale	Sep 8, 2021
Prior Sale	Feb 2, 2011 · Amount on Record
Deed Document Number	2021636516
Prior Transfer Date	Sep 2, 2021
Prior Transfer Doc	0000636516
Record Updated	Oct 29, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	26170 MATLIN RD, RAMONA, CA 92065-4835
Transaction Type	Mortgage
Record Updated	Nov 9, 2022
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	26170 MATLIN RD, RAMONA, CA 92065-4835

Mortgage

Document Number	0000415604
Date	Oct 28, 2022
Instrument	2022-0415604

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	FORT WORTH, TX 76155

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 8, 2021
Property Address	26170 MATLIN RD, RAMONA, CA 92065-4835
Document Number	0000636516
Map Reference	MAP 7980
Instrument Date	Sep 2, 2021
Instrument	2021-0636516
Transaction Type	Transfer
Record Updated	Jul 22, 2022
Title Company	WFG TITLE COMPANY/CA-SAN DIEGO, WFG TITLE CO OF CA SAN DIEGO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	26170 MATLIN RD, RAMONA, CA 92065-4835

Mortgage

Document Number	0000636517
Date	Sep 8, 2021
Instrument	2021-0636517

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

October 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SAN DIEGO CA
Property Address	26170 MATLIN RD, RAMONA, CA 92065-4835
Document Number	0000715792
Instrument Date	Oct 31, 2020
Transaction Type	Mortgage
Record Updated	Nov 24, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	26170 MATLIN RD RAMONA CA 920654835, RAMONA, CA 92065-4835

Mortgage

Document Number	0000715792
Date	Nov 16, 2020
Instrument	715792

Lender

Name	STANWICH MTG LOAN TRUST F (CT)
Address	1600 S DOUGLASS RD # 200A, ANAHEIM, CA 92806-5948

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Nov 15, 2045

Interest

Rate	3.75%

July 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SAN DIEGO CA
Property Address	26170 MATLIN RD, RAMONA, CA 92065-4835
Document Number	0000301380
Instrument Date	Jul 7, 2019
Transaction Type	Mortgage
Record Updated	Jul 31, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	26170 MATLIN RD RAMONA CA 920654835, RAMONA, CA 92065-4835

Mortgage

Document Number	0000301380
Date	Jul 24, 2019
Instrument	301380

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	COLUMBUS, OH 43219-6009

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Jul 23, 2044

Interest

Rate	3.75%

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Unified School District	Ramona City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$375,040 (+2%) Land $120,219 Building $254,821
2025	$4,828.00 (+7.84%) Homeowner's exemption	$367,687 (+4.04%) Land $117,862 Building $249,825
2023	$4,477.00 (-2.86%) Homeowner's exemption	$353,411 Land $113,286 Building $240,125
2022	$4,609.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (2010–2015)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jul 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Extreme above 95% of the US · above 83% of California
Wildfire Likelihood	2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RAMONA MUNICIPAL WD serves 36,455 people · EPA ID CA3710019
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2022
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
AT&T DSL	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Matlin Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures