Pinellas County property record for 2618 Warwick Ter, Palm Harbor, FL 34685
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,283 sqft · built 1978 |
| Lot Size | 0.164 acres (7,157 sqft) |
| Owner | Individual Name on File |
| Last Sale | $350,000 (Mar 2018) |
| Tax Bill | $5,381 (2025) |
| Deeds & Mortgages | Sep 2025 Transfer Dec 2023 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | C62-000-758-0664-6 |
| Primary APN | C62-000-758-0664-6 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 2,283 sqft Living Area |
| Gross Area | 3,141 sqft |
| 1st Floor Area | 1,515 sqft |
| Upper Floors Area | 768 sqft |
| Flooring | Carpet |
| Interior Walls | Composition |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 2001 |
| Architectural Style | Custom Design |
| Exterior Material | Brick |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 7,157 sqft (0.164 acres) |
| Lot Dimensions | 110 ft deep x 65 ft wide |
| Garage Type | Attached |
| Garage Area | 474 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 600 sqft |
| Deck Area | 225 sqft |
| Patio Area | 144 sqft |
| Outdoor Kitchen / BBQ | Outdoor Kitchen / BBQ |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R371252 |
|---|---|
| Street Address | 2618 WARWICK TER |
| City | PALM HARBOR |
| State | FL |
| Zip | 34685-1301 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RPD5 |
| Legal Description | WINDMILL POINTE OF TARPON LAKE - UNIT THREE BLK 11, LOT 14 LESS E 2.5 FT |
| Legal Range | 16E |
| Legal Township | 27S |
| Legal Section | 34 |
| Legal Subdivision | WINDMILL POINTE OF |
| Legal Tract | 98250 |
| Legal Block | 11 |
| Legal Lot Number | 14 |
| Jurisdiction | PINELLAS FL |
| Township / Civil Division | TARPON SPRINGS |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 27329 |
2618 Warwick Ter is owned and occupied by an individual who acquired it in September 2025.
Source: Pinellas County records, as of September 10, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2618 WARWICK TER, PALM HARBOR, FL 34685-1301 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Man, Separate Property |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 12, 2025 | Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY |
| Dec 22, 2023 | Deed of Trust, Mortgage · Line of Credit TRUIST BANK |
| Dec 28, 2020 | Deed of Trust, Mortgage · Conventional Mortgage RESIDENTIAL WHOLESALE MORTGAGE INC |
| Jan 4, 2020 | Deed of Trust, Mortgage · Conventional with PMI MR COOPER |
| Mar 21, 2018 | Warranty Deed, Transfer · Conventional Mortgage INNOVATIVE MORTGAGE SERVICES |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 21, 2018 · Amount on File |
| Deed Sale | Mar 21, 2018 · Amount on File |
| Prior Sale | Jul 11, 2011 · Amount on File |
| Deed Document Number | 201885744 |
| Deed Book / Page | 19981 / 1742 |
| Last Transfer Date | Sep 11, 2025 |
| Transfer Doc | 0232941016 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | PINELLAS FL |
| Recording Date | Sep 12, 2025 |
| Property Address | 2618 WARWICK TER, PALM HARBOR, FL 34685-1301 |
| Document Number | 0232941016 |
| Book / Page | 23294 / 1016 |
| Map Reference | MB 70 PG 105-109 |
| Instrument Date | Sep 11, 2025 |
| Instrument | 2025263659 |
| Transaction Type | Transfer |
| Record Updated | Oct 2, 2025 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2618 WARWICK TER, PALM HARBOR, FL 34685-1301 |
| Name | Verified Name |
|---|---|
| Address | 2618 WARWICK TER, PALM HARBOR, FL 34685-1301 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 2618 WARWICK TER, PALM HARBOR, FL 34685-1301 |
| Transaction Type | Mortgage |
| Record Updated | Jan 29, 2024 |
| Title Company | ACCURATE GROUP, ACCURATE GROUP LLC |
| Name | Verified Name |
|---|---|
| Address | 2618 WARWICK TER, PALM HARBOR, FL 34685-1301 |
| Document Number | 0226600712 |
|---|---|
| Date | Dec 22, 2023 |
| Book Page | 22660/712 |
| Instrument | 2023324570 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | WHITEVILLE, NC 28472 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 11, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 2618 WARWICK TER, PALM HARBOR, FL 34685-1301 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 2618 WARWICK TER, PALM HARBOR, FL 34685-1301 |
| Document Number | 0213151935 |
|---|---|
| Date | Dec 28, 2020 |
| Book Page | 21315/1935 |
| Instrument | 2020388126 |
| Name | RESIDENTIAL WHOLESALE MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92130 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 2618 WARWICK TER, PALM HARBOR, FL 34685-1301 |
| Document Number | 0208430541 |
| Instrument Date | Jan 4, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jan 29, 2020 |
| Title Company | INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2618 WARWICK TER PALM HARBOR FL 346851301, PALM HARBOR, FL 34685-1301 |
| Document Number | 0208430541 |
|---|---|
| Date | Jan 13, 2020 |
| Book Page | 020843/000541 |
| Instrument | 13367 |
| Name | MR COOPER |
|---|---|
| Address | COPPELL, TX 75019 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 12, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PINELLAS FL |
| Recording Date | Mar 21, 2018 |
| Property Address | 2618 WARWICK TER, PALM HARBOR, FL 34685-1301 |
| Document Number | 0199811742 |
| Book / Page | 19981 / 1742 |
| Map Reference | MB70 PG105-109 |
| Instrument Date | Mar 15, 2018 |
| Instrument | 2018085744 |
| Transaction Type | Transfer |
| Record Updated | Feb 1, 2022 |
| Title Company | SUNBELT TITLE AGENCY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,450.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 802 MERLOT CT, 802, OLDSMAR, FL 34677-0139 |
| Name | Verified Name |
|---|---|
| Relationship | Family Living Trust |
| Address | 2618 WARWICK TER, PALM HARBOR, FL 34685-1301 |
| Document Number | 2018085745 |
|---|---|
| Date | Mar 21, 2018 |
| Instrument | 2018085745 |
| Name | INNOVATIVE MORTGAGE SERVICES |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2048 |
The 2025 property tax bill for 2618 Warwick Ter was $5,381, up 5.7% from the year before.
Source: Pinellas County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Pinellas County |
| Unified School District | Pinellas County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,381.00 (+5.68%) | $330,081 (+2.9%) | $479,145 (+4.7%) Land $107,286 Building $371,859 |
| 2024 | $5,092.00 (+1.7%) Homeowner's exemption | $320,778 (+3%) | $457,646 (+5.1%) Land $132,030 Building $325,616 |
| 2023 | $5,007.00 (+2.86%) Homeowner's exemption | $311,435 (+3%) | $435,419 (+23.99%) Land $159,026 Building $276,393 |
| 2022 | $4,868.00 Homeowner's exemption | $302,364 | $351,160 Land $125,518 Building $225,642 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2618 Warwick Ter in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2011.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 135 individual policies |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 159 units insured incl. 24 condo units |
| Nearby Flood Claims | 5 (2011–2024) |
| Claims Outside the SFHA | 4 of 5 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2618 Warwick Ter is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 92% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2023 |
| Lead | Under 1 ppb (2020) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 17 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 200 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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