2606 Warwick Ter, Palm Harbor, FL 34685 Property Records

Pinellas County property record for 2606 Warwick Ter, Palm Harbor, FL 34685

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,850 sqft · built 1979
Lot Size	0.164 acres (7,139 sqft)
Owner	Individual Name on File
Last Sale	$123,500 (Jul 1997)
Tax Bill	$2,386 (2025)
Deeds & Mortgages	Aug 2021 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`C62-000-758-0662-0`

Property Details

APN / Parcel Number

Primary APN	`C62-000-758-0662-0`
Alternative APNs	`34-27-16-98250-011-0120` `271634982500110120` `162734982500110120` `R371250`

Interior

Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	2 Stories
Building Area	1,850 sqft Living Area
Gross Area	2,547 sqft
1st Floor Area	1,082 sqft
Upper Floors Area	768 sqft
Flooring	Carpet
Interior Walls	Composition

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1998
Architectural Style	Custom Design
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	7,139 sqft (0.164 acres)
Lot Dimensions	110 ft deep x 65 ft wide
Garage Type	Attached
Garage Area	474 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open/Unfinished Porch
Porch Area	223 sqft
Deck Area	420 sqft
Patio Area	420 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R371250
Street Address	2606 WARWICK TER
City	PALM HARBOR
State	FL
Zip	34685-1301
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RPD5
Legal Description	WINDMILL POINTE OF TARPON LAKE - UNIT THREE BLK 11, LOT 12 LESS E 2.5 FT
Legal Range	16E
Legal Township	27S
Legal Section	34
Legal Subdivision	WINDMILL POINTE OF
Legal Tract	98250
Legal Block	11
Legal Lot Number	12
Jurisdiction	PINELLAS FL
Township / Civil Division	TARPON SPRINGS
Census Block Group	1
Census Block	1012
Census Tract	27329

Owner

2606 Warwick Ter is owned and occupied by an individual who acquired it in September 2007.

Source: Pinellas County records, as of December 2, 2025

Owner of Record	Individual Name on File
Mailing Address	2606 WARWICK TER, PALM HARBOR, FL 34685-1301
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 22, 1997 · Amount on File
Deed Sale	Jul 22, 1997 · Amount on File
Deed Book / Page	9780 / 1702
Last Transfer Date	Sep 6, 2007
Transfer Doc	0159772361
Record Updated	Jun 8, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	2606 WARWICK TER, PALM HARBOR, FL 34685-1301
Transaction Type	Mortgage
Record Updated	Aug 30, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2606 WARWICK TER, PALM HARBOR, FL 34685-1301

Mortgage

Document Number	0216781262
Date	Aug 19, 2021
Book Page	21678/1262
Instrument	2021272837

Lender

Name	PENTAGON FCU
Type	Credit Union
Address	MC LEAN, VA 22102

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Aug 28, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 2606 Warwick Ter was $2,386 with exemptions applied, up 4.1% from the year before.

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,386.00 (+4.06%) Homeowner's exemption Senior Citizen's exemption	$169,929	$396,002 Land $104,906 Building $291,096
2024	$2,293.00 (+2.18%)
2023	$2,244.00 (+3.55%) Homeowner's exemption Senior Citizen's exemption	$160,330 (+3%)	$379,937 (+25.58%) Land $158,084 Building $221,853
2022	$2,167.00 Homeowner's exemption Senior Citizen's exemption	$155,660	$302,542 Land $124,042 Building $178,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2606 Warwick Ter in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 135 individual policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	159 units insured incl. 24 condo units
Nearby Flood Claims	5 (2011–2024)
Claims Outside the SFHA	4 of 5
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2606 Warwick Ter is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2020) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 200 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20