2618 SE 38th Trl, Okeechobee, FL 34974 Property Records

Okeechobee County property record for 2618 SE 38th Trl, Okeechobee, FL 34974

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,392 sqft · built 1973
Lot Size	0.411 acres (17,903 sqft)
Owner	Individual Name on Record
Last Sale	$350,000 (Sep 2026)
Tax Bill	$3,219 (2025)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Feb 2026 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1-35-37-35-0030-00000-3090`

Property Details

APN / Parcel Number

Primary APN	`1-35-37-35-0030-00000-3090`
Alternative APN	`R13537350030000003090`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,392 sqft Living Area
Gross Area	2,090 sqft
1st Floor Area	1,392 sqft
Utility Area	161 sqft
Flooring	Carpet
Interior Walls	Plywood

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Exterior Material	Concrete Block/Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	17,903 sqft (0.411 acres)
Lot Dimensions	160 ft deep x 112 ft wide
Garage Type	Attached
Garage Area	529 sqft
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2618 SE 38TH TRL
City	OKEECHOBEE
State	FL
Zip	34974-7066
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TAYLOR CREEK ISLES SECTION TWO (PLAT BOOK 3 PAGE 89) LOT 309 & WEST 1/2 OF LOT 310
Legal Range	35E
Legal Township	37S
Legal Section	35
Legal Subdivision	TAYLOR CREEK ISLES SECTION TWO
Legal Lot Number	309
Jurisdiction	OKEECHOBEE FL
Township / Civil Division	OKEECHOBEE
Census Block Group	2
Census Block	2004
Census Tract	910500

Owner

Source: Okeechobee County records, as of October 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2618 SE 38TH TRL, OKEECHOBEE, FL 34974-7066
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Date	Document
Sep 17, 2026	Warranty Deed, Transfer · FHA Mortgage TRULY TITLE INC, TRULY TITLE
Feb 26, 2026	Special Warranty Deed, Transfer OKEE-TANTIE TITLE COMPANY INC, OKEE TANTIE TITLE CO INC
Apr 26, 2023	Warranty Deed, Transfer · FHA Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 17, 2026 · Amount on Record
Deed Sale	Sep 17, 2026 · Amount on Record
Prior Sale	Feb 26, 2026 · Amount on Record
Deed Document Number	202610437
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKEECHOBEE FL
Recording Date	Sep 17, 2026
Property Address	2618 SE 38TH TRL, OKEECHOBEE, FL 34974-7066
Document Number	0000010437
Instrument Date	Sep 16, 2026
Instrument	202610437
Transaction Type	Transfer
Record Updated	Oct 13, 2026
Title Company	TRULY TITLE INC, TRULY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$247,450.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2618 SE 38TH TRL, OKEECHOBEE, FL 34974-7066

Mortgage

Document Number	0000010438,
Date	Sep 17, 2026
Instrument	202610438

Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Max Rate	-1%

February 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	OKEECHOBEE FL
Recording Date	Feb 26, 2026
Property Address	2618 SE 38TH TRL, OKEECHOBEE, FL 34974-7066
Document Number	0000002199
Map Reference	MB 3 PG 89
Instrument Date	Feb 24, 2026
Instrument	2026002199
Transaction Type	Transfer
Record Updated	Mar 10, 2026
Title Company	OKEE-TANTIE TITLE COMPANY INC, OKEE TANTIE TITLE CO INC

Transaction

Amount	Amount Recorded
Tax	$1,260.00
Amount Accuracy	Rounded by County
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4425 PONCE DE LEON BLVD, CORAL GABLES, FL 33146-1837

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	849 SW 20TH AVE, OKEECHOBEE, FL 34974-4857

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKEECHOBEE FL
Recording Date	Apr 26, 2023
Property Address	2618 SE 38TH TRL, OKEECHOBEE, FL 34974-7066
Document Number	0000005001
Map Reference	MB 3 PG 89
Instrument Date	Apr 20, 2023
Instrument	2023005001
Transaction Type	Transfer
Record Updated	May 10, 2023
Title Company	FLORIDA TITLE AND TRUST LLC, FLORIDA TITLE & TRUST LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,995.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1455 E COLLEGE AVE, STANTON, KY 40380-2328

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2618 SE 38TH TRL, OKEECHOBEE, FL 34974-7066

Mortgage

Document Number	0000005002
Date	Apr 26, 2023
Instrument	2023005002

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2053

Tax Assessment & Valuation

Source: Okeechobee County assessment roll, as of November 19, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okeechobee County
Unified School District	Okeechobee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,219.00 (+3.17%)	$182,588 (+2.58%) Land $39,150 Building $143,438	$182,588 (+2.58%) Land $39,150 Building $143,438
2023	$3,120.00	$177,990 (+144.69%) Land $27,000 Building $150,990	$177,990 (+14.39%) Land $27,000 Building $150,990
2022	Homeowner's exemption	$72,741	$155,594 Land $27,000 Building $128,594

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 16, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 29 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	29 in force
Nearby Flood Claims	7 (2004–2013)
Claims Outside the SFHA	5 of 7
Most Recent Claim	Aug 2013 · other causes
Claims by Event	Hurricane Wilma, Oct 2005 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OKEECHOBEE UTILITY AUTHORITY serves 20,000 people · EPA ID FL4470257
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	5 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Haloacetic acids resolved · Jan 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	22 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 216 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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