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2518 SE 38th Trl, Okeechobee, FL 34974 Property Records

Okeechobee County property record for 2518 SE 38th Trl, Okeechobee, FL 34974

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,559 sqft · built 1977
Lot Size0.275 acres (11,979 sqft)
OwnerIndividual Name on Record
Last Sale$95,400 (Dec 2016)
Tax Bill$1,920 (2025)
Deeds & MortgagesApr 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN1-35-37-35-0030-00000-3050

Property Details

APN / Parcel Number

Primary APN1-35-37-35-0030-00000-3050
Alternative APN
  • R13537350030000003050

Interior

Bedrooms4 Beds
Full Baths3 Baths
Building Area2,559 sqft Living Area
Gross Area3,635 sqft
1st Floor Area2,559 sqft
FlooringWood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1977
Effective Year BuiltEffective 1977
Architectural StyleMulti-Family
Exterior MaterialConcrete Block/Stucco
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area11,979 sqft (0.275 acres)
Pool Area512 sqft
PorchFlorida Room
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address2518 SE 38TH TRL
CityOKEECHOBEE
StateFL
Zip34974-7065
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTAYLOR CREEK ISLES SECTION TWO (PLAT BOOK 3 PAGE 89) LOT 305
Legal Range35E
Legal Township37S
Legal Section35
Legal SubdivisionTAYLOR CREEK ISLES SECTION TWO
Legal Lot Number305
JurisdictionOKEECHOBEE FL
Township / Civil DivisionOKEECHOBEE
Census Block Group2
Census Block2004
Census Tract910500

Owner

Source: Okeechobee County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address2518 SE 38TH TRL, OKEECHOBEE, FL 34974-7065
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 30, 2016 · Amount on Record
Deed SaleDec 30, 2016 · Amount on Record
Prior SaleJul 8, 2013
Deed Document Number201611796
Deed Book / Page784 / 602
Record UpdatedOct 29, 2026

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOKEECHOBEE FL
Property Address2518 SE 38TH TRL, OKEECHOBEE, FL 34974-7065
Transaction TypeMortgage
Record UpdatedMar 6, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000005046
DateApr 22, 2021
Instrument2021005046
Lender
NameMIDFLORIDA CU
TypeCredit Union
AddressLAKELAND, FL 33802
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term121 Months
DueMay 1, 2031

Tax Assessment & Valuation

Source: Okeechobee County assessment roll, as of November 19, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkeechobee County
Unified School DistrictOkeechobee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,920.00 (+11.05%) Homeowner's exemption$131,525 (+7.46%)$228,429 (-0.17%) Land $30,160 Building $198,269
2023$1,729.00 (+10.76%) Homeowner's exemption$122,394 (+3.8%)$228,812 (+15.8%) Land $20,800 Building $208,012
2022$1,561.00 Homeowner's exemption$117,911$197,597 Land $20,800 Building $176,797

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 16, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 29 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies29 in force
Nearby Flood Claims7 (2004–2013)
Claims Outside the SFHA5 of 7
Most Recent ClaimAug 2013 · other causes
Claims by Event
  • Hurricane Wilma, Oct 2005 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood0.03% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOKEECHOBEE UTILITY AUTHORITY
serves 20,000 people · EPA ID FL4470257
Water SourceSurface water
Last State InspectionJun 2023
Lead5 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityHaloacetic acids
resolved · Jan 2020
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting22
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 216 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20

May also be available: T-Mobile.

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