2618 E 20th St, Chattanooga, TN 37404 Property Records

Hamilton County property record for 2618 E 20th St, Chattanooga, TN 37404

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,037 sqft · built 1950
Lot Size	0.082 acres (3,600 sqft)
Owner	Individual Name on Record
Last Sale	$125,000 (Aug 2024)
Tax Bill	$376 (2025)
Deeds & Mortgages	Aug 2024 Sale & Mortgage May 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`156F L 029`

Property Details

APN / Parcel Number

Primary APN	`156F L 029`
Alternative APN	`0000091803`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,037 sqft Living Area

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1954
Exterior Material	Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	3,600 sqft (0.082 acres)
Lot Dimensions	90 ft deep x 40 ft wide

Utilities, Heating & Cooling

Heating System	Gravity Furnace
Sewer	Connected

Location & Zoning

Account Number	0000091803
Street Address	2618 E 20TH ST
City	CHATTANOOGA
State	TN
Zip	37404-5421
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LT 13 SMITHS SUB PB 3 PG 22
Legal Subdivision	SMITHS ADDN
Legal Lot Number	13
Jurisdiction	HAMILTON TN
Township / Civil Division	4
Census Block Group	1
Census Block	1012
Census Tract	2600

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Hamilton County records, as of January 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2112 BENNETT AVE, CHATTANOOGA, TN 37404-4423
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
Aug 1, 2024	Warranty Deed, Transfer · Stand-Alone First Mortgage GARY BALL
May 19, 2017	Deed of Trust, Mortgage · Line of Credit HERITAGE S CMNTY CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 1, 2024 · Amount on Record
Deed Sale	Aug 1, 2024 · Amount on Record
Prior Sale	Nov 16, 2016 · Amount on Record
Deed Document Number	20241
Deed Book / Page	13665 / 215
Prior Transfer Date	Nov 16, 2001
Prior Transfer Doc	6059397
Record Updated	Jun 8, 2026

August 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Aug 1, 2024
Property Address	2618 E 20TH ST, CHATTANOOGA, TN 37404-5421
Document Number	0000000001
Book / Page	13665 / 215
Map Reference	MB 5730 PG 708
Instrument Date	Jul 19, 2024
Instrument	2024080100001
Transaction Type	Transfer
Record Updated	Sep 25, 2025
Title Company	REALTY TITLE INC, REALTY T&E SVCS INC

Transaction

Amount	Amount Recorded
Tax	$462.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2112 BENNETT AVE, CHATTANOOGA, TN 37404-4423

Mortgage

Document Number	0000000002
Date	Aug 1, 2024
Instrument	2024080100002

Lender

Name	GARY BALL
Type	Private Party

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	14 Months
Due	Oct 1, 2025

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	2618 E 20TH ST, CHATTANOOGA, TN 37404-5421
Document Number	0000000126
Book / Page	011054 / 000863
Instrument Date	May 19, 2017
Transaction Type	Mortgage
Record Updated	Jun 27, 2017
Title Company	METROPOLITAN ESCROW

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	203 POINT EAST DR NASHVILLE TN 372161400, NASHVILLE, TN 37216-1400

Mortgage

Document Number	0000000126
Date	May 22, 2017
Book Page	011054/000863
Instrument	126

Lender

Name	HERITAGE S CMNTY CU
Type	Credit Union
Address	SHELBYVILLE, TN 37160

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$376.00 (+86.14%)	$24,850 (+174.59%)	$99,400 (+174.59%) Land $45,000 Building $54,400
2024	$202.00	$9,050 (-)	$36,200 (-) Land $7,500 Building $28,700
2023	$202.00	$9,050 (-)	$36,200 (-) Land $7,500 Building $28,700
2022	$202.00	$9,050	$36,200 Land $7,500 Building $28,700

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Tennessee
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 236 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35

May also be available: AT&T, Verizon.

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