2616 E 20th St, Chattanooga, TN 37404 Property Records

Hamilton County property record for 2616 E 20th St, Chattanooga, TN 37404

Property Summary

Property Type	Single Family Home
Details	1 ba · 564 sqft · built 1940
Lot Size	0.082 acres (3,600 sqft)
Owner	Company Name on Record
Last Sale	$22,000 (Jul 2020)
Tax Bill	$282 (2025)
Deeds & Mortgages	Jul 2020 Sale Mar 2017 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`156F L 028`

Property Details

APN / Parcel Number

Primary APN	`156F L 028`
Alternative APN	`0000091802`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	564 sqft Living Area

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1955
Exterior Material	Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	3,600 sqft (0.082 acres)
Lot Dimensions	90 ft deep x 40 ft wide

Utilities, Heating & Cooling

Cooling System	None
Sewer	Connected

Location & Zoning

Account Number	0000091802
Street Address	2616 E 20TH ST
City	CHATTANOOGA
State	TN
Zip	37404-5421
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LT 11 SMITHS SUB PB 3 PG 22 0119 24 28
Legal Subdivision	SMITHS ADDN
Legal Lot Number	11
Jurisdiction	HAMILTON TN
Township / Civil Division	4
Census Block Group	1
Census Block	1012
Census Tract	2600

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Hamilton County records, as of December 31, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1123 GREENS RD, CHATTANOOGA, TN 37421-3208
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Jul 27, 2020	Warranty Deed, Transfer ATTORNEY ONLY
Mar 30, 2017	Loan Modification, Mortgage TIMOTHY K BOBO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 27, 2020 · Amount on Record
Deed Sale	Jul 27, 2020 · Amount on Record
Prior Sale	Jan 24, 2002 · Amount on Record
Deed Document Number	0001208982
Deed Book / Page	12089 / 82
Record Updated	Jun 8, 2026

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Jul 27, 2020
Property Address	2616 E 20TH ST, CHATTANOOGA, TN 37404-5421
Document Number	0727000193
Book / Page	012089 / 000082
Instrument Date	Jul 27, 2020
Instrument	200727000193
Transaction Type	Transfer
Record Updated	Aug 31, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$81.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1123 GREENS RD CHATTANOOGA TN 374213208, CHATTANOOGA, TN 37421-3208

March 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HAMILTON TN
Property Address	2616 E 20TH ST, CHATTANOOGA, TN 37404-5421
Document Number	0000000103
Book / Page	011022 / 000707
Instrument Date	Mar 30, 2017
Transaction Type	Mortgage
Record Updated	Jun 29, 2017

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	716 ROY BIRD RD ROCK SPRING GA 307392078, ROCK SPRING, GA 30739-2078

Mortgage

Document Number	0000000103
Date	Apr 12, 2017
Book Page	011022/000707
Instrument	103

Lender

Name	TIMOTHY K BOBO
Address	716 ROY BIRD RD, ROCK SPRING, GA 30739-2078

Agreement

Term	60 Months
Due	Apr 11, 2022

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$282.00 (+136.97%)	$18,650 (+248.6%)	$74,600 (+248.6%) Land $45,000 Building $29,600
2024	$119.00	$5,350 (-)	$21,400 (-) Land $7,500 Building $13,900
2023	$119.00	$5,350 (-)	$21,400 (-) Land $7,500 Building $13,900
2022	$119.00	$5,350	$21,400 Land $7,500 Building $13,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 96% of Tennessee
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 236 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35

May also be available: AT&T, Verizon.

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