2618 Chardonnay Ct, Laredo, TX 78045 Property Records

Webb County property record for 2618 Chardonnay Ct, Laredo, TX 78045

Property Summary

Property Type	Single Family Home
Details	1,970 sqft · built 2010
Lot Size	0.187 acres (8,135 sqft)
Owner	2 Individual Names on Record
Last Sale	$227,200 (May 2011)
Tax Bill	$1,704 (2025)
Deeds & Mortgages	Apr 2021 Second Mortgage Jul 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`988-43003-190`

Property Details

APN / Parcel Number

Primary APN	`988-43003-190`
Alternative APN	`395749`

Interior

Stories	1 Story
Building Area	1,970 sqft Living Area
Gross Area	2,453 sqft
1st Floor Area	1,970 sqft

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Exterior Material	Stucco
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	8,135 sqft (0.187 acres)
Garage Type	Attached
Garage Area	483 sqft
Parking Spaces	2 Parking Spaces
Pool Area	450 sqft
Porch	Open Porch
Porch Area	516 sqft

Location & Zoning

Street Address	2618 CHARDONNAY CT
City	LAREDO
State	TX
Zip	78045-8664
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	THE RESERVE, BLOCK 3, LOT 19, PHASE III
Legal Subdivision	THE RESERVE
Legal Phase	III
Legal Block	3
Legal Lot Number	19
Jurisdiction	WEBB TX
Township / Civil Division	LAREDO
Census Block Group	3
Census Block	3015
Census Tract	1722

Owner

Source: Webb County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2618 CHARDONNAY CT, LAREDO, TX 78045-8664
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage RANDOLPH BROOKS FCU
Jul 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage RANDOLPH BROOKS FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 2, 2011 · Amount on Record
Deed Sale	May 2, 2011 · Amount on Record
Prior Sale	Dec 28, 2010 · Amount on Record
Deed Document Number	2011361
Deed Book / Page	3082 / 665
Prior Transfer Date	Apr 27, 2011
Prior Transfer Doc	003082/665
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	2618 CHARDONNAY CT, LAREDO, TX 78045-8664
Transaction Type	Mortgage
Record Updated	May 7, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	005011/318
Date	Apr 29, 2021
Book Page	5011/318
Instrument	1427060

Lender

Name	RANDOLPH BROOKS FCU
Type	Credit Union
Address	UNIVERSAL CITY, TX 78148

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	85 Months
Due	May 1, 2028

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	2618 CHARDONNAY CT, LAREDO, TX 78045-8664
Transaction Type	Mortgage
Record Updated	May 7, 2024
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0005064/90
Date	Jul 13, 2021
Book Page	5064/90
Instrument	1435302

Lender

Name	RANDOLPH BROOKS FCU
Type	Credit Union
Address	UNIVERSAL CITY, TX 78148

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	133 Months
Due	Aug 1, 2032

Tax Assessment & Valuation

Source: Webb County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Laredo City
County	Webb County
Unified School District	United Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$391,140 (-0.6%) Land $144,071 Building $247,069	$391,140 (-0.6%) Land $144,071 Building $247,069
2025	$1,704.00 (-7.04%) Homeowner's exemption Senior Citizen's exemption	$393,512 (+13.36%) Land $144,071 Building $249,441	$393,512 (+13.36%) Land $144,071 Building $249,441
2024	$1,833.00 (+0.71%)
2023		$347,148 Land $123,733 Building $223,415	$347,148 Land $123,733 Building $223,415
2022	$1,820.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 20 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	20 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.9% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAREDO serves 260,046 people · EPA ID TX2400001
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · May 2026 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 341 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Smartcom Telephone.

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