26164 W Main St, West Point, MS 39773 Property Records

Clay County property record for 26164 W Main St, West Point, MS 39773

Property Summary

Property Type	Bank, Financial Building
Details	9,614 sqft · built 1986
Lot Size	2.6 acres (113,256 sqft)
Owner	Company Name on Record
Last Sale	$51,700 (Jan 2022)
Tax Bill	$11,347 (2025)
Flood Zone	Zone X (minimal risk)
APN	`082D115B 0010000`

Property Details

APN / Parcel Number

Primary APN	`082D115B 0010000`

Interior

Building Area	9,614 sqft Finished Area
1st Floor Area	6,538 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Exterior Material	Brick
Roof Type	Steel Frame/Truss
Roof Material	Other
Lot Area	113,256 sqft (2.6 acres)

Location & Zoning

Street Address	26164 W MAIN ST
City	WEST POINT
State	MS
Zip	39773-2756
Property Category	Commercial
Property Type	Commercial > Office > Bank, Financial Building
Legal Description	LOT 1 & PT LOT 2 BLK 97 W 3 DB 121/215 DB 121/215
Legal Range	06E
Legal Township	17
Legal Section	15
Legal Block	97
Legal Lot Number	1-2
Jurisdiction	CLAY MS
Township / Civil Division	3
Census Block Group	3
Census Block	3035
Census Tract	950300

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the West Point Unified Historic District listed 2009 · 140 contributing resources · NRIS 09000784

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Clay County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 709, TUPELO, MS 38802-0709
Owner Type	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 18, 2022 · Amount on Record
Deed Sale	Jan 18, 2022 · Amount on Record
Deed Document Number	2022212
Deed Book / Page	310 / 513
Record Updated	Sep 20, 2026

Tax Assessment & Valuation

Source: Clay County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	Mississippi
County	Clay County
Municipality	West Point City
Unified School District	West Point Consolidated School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,347.00 (-57.63%)	$199,000 (-) Land $31,200 Building $167,800	$1,326,669 (-) Land $208,000 Building $1,118,669
2024		$199,000 (+11.22%) Land $31,200 Building $167,800	$1,326,669 (+11.22%) Land $208,000 Building $1,118,669
2023	$26,779.00 (+0.91%)	$178,923 Land $31,200 Building $147,723	$1,192,820 Land $208,000 Building $984,820
2022	$26,537.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	21 (1983–2019)
Claims Outside the SFHA	19 of 21
Most Recent Claim	Apr 2019 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Apr 2019 · 2 claims Severe Storms, Tornadoes, Straight-line Winds, And Associated Flooding, Apr 2011 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 90% of Mississippi
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SILOAM W/A #3-BEASLEY WELL public/private · serves 810 people · EPA ID MS0130016
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 214 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
4-County Fiber Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
C Spire Wireless Fixed Wireless · Fiber in parts of the area	100 / 20
T-Mobile Fixed Wireless	100 / 20