Clay County property record for 26076 W Main St, West Point, MS 39773
| Property Type | Commercial |
|---|---|
| Details | 4,374 sqft · built 1970 |
| Lot Size | 0.53 acres (23,121 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $1,033 (2025) |
| Deeds & Mortgages | Feb 2018 Mortgage Aug 2020 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 082D115B 0030100 |
| Primary APN | 082D115B 0030100 |
|---|
| Building Area | 4,374 sqft Finished Area |
|---|---|
| 1st Floor Area | 4,350 sqft |
| Flooring | Concrete/Cement |
| Interior Walls | Unfinished |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1970 |
| Exterior Material | Metal |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 23,121 sqft |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 1 Parking Space |
| Utility Building | 128 sqft |
| Street Address | 26076 W MAIN ST |
|---|---|
| City | WEST POINT |
| State | MS |
| Zip | 39773-2760 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Legal Description | LOT 16 & PT LOT 6 BLK 96 W 3 & PT UNOPENED ALLEY DB 275/143 |
| Legal Range | 06E |
| Legal Township | 17 |
| Legal Section | 15 |
| Legal Subdivision | ARTHUR L GOODMAN MAP AND SURVEY |
| Legal Block | 96 |
| Legal Lot Number | 16,6 |
| Jurisdiction | CLAY MS |
| Township / Civil Division | 3 |
| Census Block Group | 3 |
| Census Block | 3018 |
| Census Tract | 950300 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the West Point Unified Historic District listed 2009 · 140 contributing resources · NRIS 09000784 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Clay County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 26076 W MAIN ST, WEST POINT, MS 39773-2760 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Feb 2, 2018 | Deed of Trust, Mortgage BANKFIRST FINANCIAL SERVICES |
| Aug 3, 2020 | Deed of Trust, Mortgage BANKFIRST FINANCIAL SERVICES |
| Sep 23, 2019 | Deed of Trust, Mortgage BANKFIRST FINANCIAL SERVICES |
| Mar 8, 2021 | Deed of Trust, Mortgage BANKFIRST FINANCIAL SERVICES |
| Jan 27, 2021 | Deed of Trust, Mortgage BANK OF COMMERCE |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MS |
| Property Address | 26076 W MAIN ST, WEST POINT, MS 39773-2760 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2021 |
| Name | Verified Name |
|---|
| Document Number | 500/990 |
|---|---|
| Date | Feb 2, 2018 |
| Book Page | 500/990 |
| Instrument | 2018000337 |
| Name | BANKFIRST FINANCIAL SERVICES |
|---|---|
| Type | Bank |
| Address | COLUMBUS, MS 39703 |
| Amount | Amount Recorded |
|---|---|
| Term | 60 Months |
| Due | Feb 15, 2023 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MS |
| Property Address | 26076 W MAIN ST, WEST POINT, MS 39773-2760 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0524/000544 |
|---|---|
| Date | Aug 3, 2020 |
| Book Page | 0524/000544 |
| Instrument | 2020003876 |
| Name | BANKFIRST FINANCIAL SERVICES |
|---|---|
| Type | Bank |
| Address | WEST POINT, MS 39773 |
| Amount | Amount Recorded |
|---|---|
| Term | 72 Months |
| Due | Aug 6, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MS |
| Property Address | 26076 W MAIN ST, WEST POINT, MS 39773-2760 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2021 |
| Name | Verified Name |
|---|
| Document Number | 517/86 |
|---|---|
| Date | Sep 23, 2019 |
| Book Page | 517/86 |
| Instrument | 2019005465 |
| Name | BANKFIRST FINANCIAL SERVICES |
|---|---|
| Type | Bank |
| Address | MACON, MS 39341 |
| Amount | Amount Recorded |
|---|---|
| Term | 60 Months |
| Due | Sep 27, 2024 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MS |
| Property Address | 26076 W MAIN ST, WEST POINT, MS 39773-2760 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2021 |
| Name | Verified Name |
|---|
| Document Number | 531/93 |
|---|---|
| Date | Mar 8, 2021 |
| Book Page | 531/93 |
| Instrument | 2021000763 |
| Name | BANKFIRST FINANCIAL SERVICES |
|---|---|
| Type | Bank |
| Address | COLUMBUS, MS 39703 |
| Amount | Amount Recorded |
|---|---|
| Term | 120 Months |
| Due | Mar 2, 2031 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MS |
| Property Address | 26076 W MAIN ST, WEST POINT, MS 39773-2760 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2021 |
| Name | Verified Name |
|---|
| Document Number | 529/958 |
|---|---|
| Date | Jan 27, 2021 |
| Book Page | 529/958 |
| Instrument | 2021000318 |
| Name | BANK OF COMMERCE |
|---|---|
| Type | Bank |
| Address | GREENWOOD, MS 38930 |
| Amount | Amount Recorded |
|---|---|
| Term | 84 Months |
| Due | Jan 11, 2028 |
Source: Clay County assessment roll, as of January 27, 2026
| Type | Name |
|---|---|
| State | Mississippi |
| County | Clay County |
| Municipality | West Point City |
| Unified School District | West Point Consolidated School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,033.00 (+5.09%) | $18,122 (-) Land $4,905 Building $13,217 | $120,812 (-) Land $32,700 Building $88,112 |
| 2024 | $983.00 (-62.45%) | $18,122 (+3.59%) Land $4,905 Building $13,217 | $120,812 (+3.59%) Land $32,700 Building $88,112 |
| 2023 | $2,618.00 (+1.36%) | $17,494 Land $4,905 Building $12,589 | $116,626 Land $32,700 Building $83,926 |
| 2022 | $2,583.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 21 (1983–2019) |
| Claims Outside the SFHA | 19 of 21 |
| Most Recent Claim | Apr 2019 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 90% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SILOAM W/A #3-BEASLEY WELL public/private · serves 810 people · EPA ID MS0130016 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 214 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| 4-County Fiber Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| C Spire Wireless Fixed Wireless · Fiber in parts of the area | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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