2616 S 15th St, Waco, TX 76706 Property Records

McLennan County property record for 2616 S 15th St, Waco, TX 76706

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,276 sqft · built 2002
Lot Size	0.192 acres (8,378 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,239 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Jun 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`48-030301-001800-9`

Property Details

APN / Parcel Number

Primary APN	`48-030301-001800-9`
Alternative APNs	`4803030100180090101` `182485`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,276 sqft Living Area
Gross Area	1,516 sqft
1st Floor Area	1,276 sqft
Flooring	Carpet

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Brick Veneer
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	8,378 sqft (0.192 acres)
Lot Dimensions	118 ft deep x 71 ft wide
Garage Type	Attached
Garage Area	240 sqft
Driveway	Concrete Driveway
Driveway Area	840 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	34 sqft
Patio Area	16 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	2616 S 15TH ST
City	WACO
State	TX
Zip	76706-3546
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1B
Legal Description	MOSTYN-ROBERTS LOT 2 BLOCK 2 ACRES .1923
Legal Subdivision	MOSTYN-ROBERTS
Legal Block	2
Legal Lot Number	2
Jurisdiction	MCLENNAN TX
Township / Civil Division	WACO
Census Block Group	1
Census Block	1053
Census Tract	1900

Owner

2616 S 15th St is owned and occupied by two individuals.

Source: McLennan County records, as of August 24, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2616 S 15TH ST, WACO, TX 76706-3546
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 6, 2021	Deed of Trust, Mortgage · FHA Mortgage MIDLAND MORTGAGE
Jun 15, 2018	Deed of Trust, Mortgage · FHA Mortgage JPMORGAN CHASE BANK NA
May 16, 2018	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	2616 S 15TH ST, WACO, TX 76706-3546
Transaction Type	Mortgage
Record Updated	Jul 21, 2021
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000026381
Date	Jul 6, 2021
Instrument	2021026381

Lender

Name	MIDLAND MORTGAGE
Type	Mortgage Company
Address	OKLAHOMA CITY, OK 73118

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	322 Months
Due	May 1, 2048

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	2616 S 15TH ST, WACO, TX 76706-3546
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000019833
Date	Jun 15, 2018
Instrument	2018019833

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43219

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	359 Months
Due	May 1, 2048

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	2616 S 15TH ST, WACO, TX 76706-3546
Document Number	0000019834
Instrument Date	May 16, 2018
Transaction Type	Mortgage
Record Updated	Nov 21, 2018
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2616 515TH ST WACO TX 76706, WACO, TX 76706

Mortgage

Document Number	0000019834
Date	Jun 15, 2018
Instrument	19834

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 14, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 2616 S 15th St was $2,239 with a homeowner's exemption, down 1.9% from the year before.

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	Waco City
Unified School District	Waco Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$181,918 (+0.86%) Land $23,794 Building $158,124	$181,918 (-0.79%) Land $23,794 Building $158,124
2025	$2,239.00 (-1.93%) Homeowner's exemption	$180,362 Land $21,620 Building $161,750	$183,370 Land $21,620 Building $161,750
2024	$2,283.00
2023		$172,630 Land $21,620 Building $151,010	$172,630 Land $21,620 Building $151,010
2022	$1,959.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2616 S 15th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 39 individual policies
Nearby Flood Policies	41 units insured incl. 2 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2616 S 15th St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.9% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WACO serves 146,241 people · EPA ID TX1550008
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 226 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
Central Link Broadband Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband, AT&T, Pavlov Media.

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