2612 S 15th St, Waco, TX 76706 Property Records

McLennan County property record for 2612 S 15th St, Waco, TX 76706

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,784 sqft · built 2005
Lot Size	0.192 acres (8,378 sqft)
Owner	2 Individual Names on File
Tax Bill	$3,189 (2025)
Deeds & Mortgages	Apr 2020 Mortgage Oct 2019 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`48-030301-001900-5`

Property Details

APN / Parcel Number

Primary APN	`48-030301-001900-5`
Alternative APNs	`4803030100190050101` `182486`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,784 sqft Living Area
1st Floor Area	1,784 sqft
Flooring	Carpet

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Brick Veneer
Construction Type	Wood
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	8,378 sqft (0.192 acres)
Lot Dimensions	118 ft deep x 71 ft wide
Driveway	Concrete Driveway
Driveway Area	700 sqft
Porch	Open Porch
Porch Area	106 sqft
Storage Building	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	2612 S 15TH ST
City	WACO
State	TX
Zip	76706-3546
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1B
Legal Description	MOSTYN-ROBERTS LOT 3 BLOCK 2 ACRES .1923
Legal Subdivision	MOSTYN-ROBERTS
Legal Block	2
Legal Lot Number	3
Jurisdiction	MCLENNAN TX
Township / Civil Division	WACO
Census Block Group	1
Census Block	1053
Census Tract	1900

Owner

2612 S 15th St is owned and occupied by two individuals who acquired it in October 2019.

Source: McLennan County records, as of August 24, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2612 S 15TH ST, WACO, TX 76706-3546
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 3, 2020	Grant Deed, Transfer OSO REALTY LLC
Oct 28, 2019	Deed of Trust, Mortgage · Line of Credit INCOMMONS BK NA
Oct 10, 2019	Grant Deed, Transfer NOT AVAILABLE
Oct 1, 2019	Warranty Deed, Transfer OTHER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 1, 2019
Deed Sale	Oct 1, 2019
Prior Sale	Aug 29, 2005 · Amount on File
Deed Document Number	201933089
Prior Transfer Date	Apr 12, 2013
Prior Transfer Doc	0000013292
Record Updated	Oct 29, 2026

April 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MCLENNAN TX
Recording Date	Apr 3, 2020
Property Address	2612 S 15TH ST, WACO, TX 76706-3546
Document Number	0000011037
Instrument Date	Nov 1, 2019
Instrument	11037
Transaction Type	Transfer
Record Updated	Jul 2, 2020
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2612 S 15TH ST WACO TX 767063546, WACO, TX 76706-3546

Mortgage

Document Number	11038
Date	Apr 3, 2020
Instrument	11038

Lender

Name	OSO REALTY LLC
Address	PO BOX 24115, WACO, TX 76702-4115

Agreement

Amount	Amount on Record
Term	360 Months
Due	Apr 2, 2050

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	2612 S 15TH ST, WACO, TX 76706-3546
Document Number	0000036120
Instrument Date	Oct 28, 2019
Transaction Type	Mortgage
Record Updated	Nov 25, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2612 S 15TH ST WACO TX 767063546, WACO, TX 76706-3546

Mortgage

Document Number	0000036120
Date	Oct 29, 2019
Instrument	36120

Lender

Name	INCOMMONS BK NA
Type	Bank
Address	WACO, TX 76702

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	18%

October 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MCLENNAN TX
Recording Date	Oct 10, 2019
Property Address	2612 S 15TH ST, WACO, TX 76706-3546
Document Number	0000034174
Instrument Date	Oct 9, 2019
Instrument	34174
Transaction Type	Transfer
Record Updated	Oct 29, 2019
Title Company	NOT AVAILABLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 24115 WACO TX 767024115, WACO, TX 76702-4115

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLENNAN TX
Recording Date	Oct 1, 2019
Property Address	2612 S 15TH ST, WACO, TX 76706-3546
Document Number	0000033089
Instrument Date	Sep 26, 2019
Instrument	33089
Transaction Type	Transfer
Record Updated	Oct 25, 2019
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 24115 WACO TX 767024115, WACO, TX 76702-4115

Tax Assessment & Valuation

The 2025 property tax bill for 2612 S 15th St was $3,189 with a homeowner's exemption, down 2% from the year before.

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	Waco City
Unified School District	Waco Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$221,749 (-2.14%) Land $23,794 Building $197,955	$221,749 (-2.14%) Land $23,794 Building $197,955
2025	$3,189.00 (-2.03%) Homeowner's exemption	$226,590 Land $21,620 Building $204,970	$226,590 Land $21,620 Building $204,970
2024	$3,255.00
2023		$210,310 Land $21,620 Building $188,690	$210,310 Land $21,620 Building $188,690
2022	$2,758.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2612 S 15th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 39 individual policies
Nearby Flood Policies	41 units insured incl. 2 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2612 S 15th St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 97.4% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WACO serves 146,241 people · EPA ID TX1550008
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 226 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
Central Link Broadband Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband, AT&T, Pavlov Media.

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