Santa Cruz County property record for 2615 Willowbrook Ln, Unit 77, Aptos, CA 95003
| Property Type | Condominium |
|---|---|
| Details | 2 bd · 2 ba · 1,210 sqft · built 1989 |
| Lot Size | 0.028 acres (1,220 sqft) |
| Owner | Individual Name on File |
| Last Sale | $800,000 (Jan 2023) |
| Tax Bill | $10,920 (2025) |
| Deeds & Mortgages | Jan 2023 Sale & Mortgage Nov 2021 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 037-491-09 |
| Primary APN | 037-491-09 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Building Area | 1,210 sqft Living Area |
| Gross Area | 1,410 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Condo/Apartment |
| Construction Type | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 1,220 sqft (0.028 acres) |
| Garage Type | Attached |
| Garage Area | 200 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 2615 WILLOWBROOK LN, 77 |
|---|---|
| City | APTOS |
| State | CA |
| Zip | 95003-6021 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | RM-4 |
| Legal Description | TR 933 |
| Legal Subdivision | TRACT 933 WOODSIDE TERRACE |
| Legal Tract | 933 |
| Legal Lot Number | 2 |
| Jurisdiction | SANTA CRUZ CA |
| Township / Civil Division | SANTA CRUZ |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 122005 |
Source: Santa Cruz County records · APN 037-491-09
Assessment roll updated August 19, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2615 WILLOWBROOK LN, 77, APTOS, CA 95003-6021 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 17, 2023 | Grant Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Nov 24, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage LOANDEPOT.COM LLC |
| Nov 28, 2017 | Deed of Trust, Mortgage · Line of Credit JPMORGAN CHASE BANK NA |
| Dec 27, 2018 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Aug 15, 2019 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 17, 2023 · Amount on Record |
| Deed Sale | Jan 17, 2023 · Amount on Record |
| Prior Sale | Jun 22, 2000 · Amount on Record |
| Deed Document Number | 2023793 |
| Prior Transfer Date | Oct 26, 2021 |
| Prior Transfer Doc | 0000057733 |
| Record Updated | Sep 20, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Jan 17, 2023 |
| Property Address | 2615 WILLOWBROOK LN UNIT 77, 77, APTOS, CA 95003-6021 |
| Document Number | 0000000793 |
| Map Reference | VOL 75 PG 8 |
| Instrument Date | Dec 28, 2022 |
| Instrument | 2023-0000793 |
| Transaction Type | Transfer |
| Record Updated | Feb 01, 2023 |
| Title Company | CHICAGO TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $880.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2615 WILLOWBROOK LN UNIT 77, 77, APTOS, CA 95003-6021 |
| Document Number | 0000000794 |
|---|---|
| Date | Jan 17, 2023 |
| Instrument | 2023-0000794 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2053 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Nov 24, 2021 |
| Property Address | 2615 WILLOWBROOK LN UNIT 77, 77, APTOS, CA 95003-6021 |
| Document Number | 0000057733 |
| Map Reference | VOL 75 PG 8 |
| Instrument Date | Oct 26, 2021 |
| Instrument | 2021-0057733 |
| Transaction Type | Transfer |
| Record Updated | Dec 08, 2021 |
| Title Company | AMERICAN SW TITLE, AMERICAN COAST TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2615 WILLOWBROOK LN UNIT 77, 77, APTOS, CA 95003-6021 |
| Document Number | 0000057734 |
|---|---|
| Date | Nov 24, 2021 |
| Instrument | 2021-0057734 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Dec 01, 2031 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 2615 WILLOWBROOK LN UNIT 77, 77, APTOS, CA 95003-6021 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000039811 |
|---|---|
| Date | Nov 28, 2017 |
| Instrument | 2017-0039811 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 15, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 2615 WILLOWBROOK LN UNIT 77, 77, APTOS, CA 95003-6021 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | TITLE SOURCE INC |
| Name | Verified Name |
|---|
| Document Number | 0000038534 |
|---|---|
| Date | Dec 27, 2018 |
| Instrument | 2018-0038534 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 2615 WILLOWBROOK LN UNIT 77, 77, APTOS, CA 95003-6021 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | AMROCK TITLE CALIFORNIA INC |
| Name | Verified Name |
|---|
| Document Number | 0000023528 |
|---|---|
| Date | Aug 15, 2019 |
| Instrument | 2019-0023528 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Sep 01, 2039 |
Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Cruz County |
| Secondary School District | Santa Cruz City High School District (9-12) (09 - 12) |
| Elementary School District | Soquel Elementary School District (KG - 08) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $848,966 (+2%) Land $551,828 Building $297,138 | ||
| 2025 | $10,920.00 (+7.44%) Homeowner's exemption | $832,320 (+86.25%) Land $541,008 Building $291,312 | |
| 2024 | $10,164.00 (+66.95%) | ||
| 2023 | $6,088.00 (+1.67%) Homeowner's exemption | $446,888 Land $268,134 Building $178,754 | $701,550 |
| 2022 | $5,988.00 |
Source: FEMA National Flood Hazard Layer as of July 10, 2019 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 2 in force |
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
May also be available: AT&T, Cruzio Internet, Etheric Communications, LLC., Surfnet Communications, T-Mobile USA, Verizon, Xfinity.
Based on FCC filings for 333 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | SOQUEL CREEK WATER DISTRICT serves 40,962 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2023 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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