2615 Olympic Dr, Oak Harbor, WA 98277 Property Records

Island County property record for 2615 Olympic Dr, Oak Harbor, WA 98277

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,545 sqft · built 1959
Owner	Individual Name on Record
Last Sale	$390,000 (Nov 2024)
Tax Bill	$2,554 (2023)
Deeds & Mortgages	Jan 2022 Second Mortgage May 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`S7685-02-13030-0`

Property Details

APN / Parcel Number

Primary APN	`S7685-02-13030-0`
Alternative APN	`343916`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,545 sqft Living Area
1st Floor Area	1,545 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1959
Exterior Material	Wood Siding
Foundation Type	Block
Roof Material	Asphalt
Garage Type	Carport
Carport	Carport
Carport Area	192 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	16 sqft
Storage Building	375 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Account Number	343916
Street Address	2615 OLYMPIC DR
City	OAK HARBOR
State	WA
Zip	98277-8027
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	10
Legal Description	PATTONS HILLCREST #2 LOT 30 BLK 13
Legal Subdivision	PATTONS HILLCREST 2
Legal Block	13
Legal Lot Number	30
Jurisdiction	ISLAND WA
Township / Civil Division	NORTH WHIDBEY ISLAND
Census Block Group	1
Census Block	1012
Census Tract	970401

Owner

Source: Island County records, as of October 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	2615 OLYMPIC DR, OAK HARBOR, WA 98277-8027
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 7, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage FREEDOM MORTGAGE CORP
May 29, 2020	Deed of Trust, Mortgage · FHA Mortgage FINANCE OF AMERICA MORTGAGE LLC
Apr 3, 2019	Warranty Deed, Transfer · FHA Mortgage FINANCE OF AMERICA MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 26, 2024 · Amount on Record
Deed Sale	Nov 26, 2024 · Amount on Record
Prior Sale	Apr 3, 2019 · Amount on Record
Deed Document Number	4579845
Record Updated	Jun 8, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ISLAND WA
Property Address	2615 OLYMPIC DR, OAK HARBOR, WA 98277-8027
Transaction Type	Mortgage
Record Updated	Jan 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2615 OLYMPIC DR, OAK HARBOR, WA 98277-8027

Mortgage

Document Number	0004537401
Date	Jan 7, 2022
Instrument	4537401

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Dec 1, 2051

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ISLAND WA
Property Address	2615 OLYMPIC DR, OAK HARBOR, WA 98277-8027
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TICOR TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004487638
Date	May 29, 2020
Instrument	4487638

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company
Address	HORSHAM, PA 19044

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ISLAND WA
Recording Date	Apr 3, 2019
Property Address	2615 OLYMPIC DR, OAK HARBOR, WA 98277-8027
Document Number	0004461482
Map Reference	VOL 6 PG 30
Instrument Date	Mar 28, 2019
Instrument	4461482
Transaction Type	Transfer
Record Updated	Nov 18, 2021
Title Company	LAND T&E OF ISLAND CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$4,668.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2615 OLYMPIC DR, OAK HARBOR, WA 98277-8027

Mortgage

Document Number	0004461483
Date	Apr 3, 2019
Instrument	4461483

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2049

Mortgage

Document Number	0004461484
Date	Apr 3, 2019
Instrument	4461484

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company
Address	HORSHAM, PA 19044

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2049

Tax Assessment & Valuation

Source: Island County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Island County
Unified School District	Oak Harbor School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$406,879 (+11%) Land $210,000 Building $196,879	$406,879 (+11%) Land $210,000 Building $196,879
2023	$2,554.00	$366,553 (+7%) Land $190,000 Building $176,553	$366,553 (+7%) Land $190,000 Building $176,553
2022		$342,570 Land $180,000 Building $162,570	$342,570 Land $180,000 Building $162,570

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 26, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HILLCREST VILLAGE WATER CO INC private · serves 770 people · EPA ID WA5333150
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 353 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband, Ziply Fiber.

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