2604 Olympic Dr, Oak Harbor, WA 98277 Property Records

Island County property record for 2604 Olympic Dr, Oak Harbor, WA 98277

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,016 sqft · built 1964
Lot Size	0.431 acres (18,776 sqft)
Owner	Individual Name on Record
Last Sale	$585,000 (Jun 2026)
Tax Bill	$3,639 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage May 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`S7685-02-12028-0`

Property Details

APN / Parcel Number

Primary APN	`S7685-02-12028-0`
Alternative APN	`343890`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Stories	1 Story
Building Area	2,016 sqft Living Area
Gross Area	2,592 sqft
1st Floor Area	1,344 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1970
Exterior Material	Concrete
Construction Type	Wood
Roof Material	Asphalt
Lot Area	18,776 sqft (0.431 acres)
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Storage Building	96 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Street Address	2604 OLYMPIC DR
City	OAK HARBOR
State	WA
Zip	98277-8027
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	10
Legal Description	PATTONS HILLCREST #2 LOT 28 BLK 12
Legal Subdivision	PATTONS HILLCREST #2
Legal Block	12
Legal Lot Number	28
Jurisdiction	ISLAND WA
Township / Civil Division	NORTH WHIDBEY ISLAND
Census Block Group	1
Census Block	1010
Census Tract	970401

Owner

Source: Island County records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2604 OLYMPIC DR, OAK HARBOR, WA 98277-8027
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
Jun 26, 2026	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
May 28, 2020	Warranty Deed, Transfer · VA Mortgage CALIBER HM LOANS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 26, 2026 · Amount on Record
Deed Sale	Jun 26, 2026 · Amount on Record
Prior Sale	May 28, 2020 · Amount on Record
Deed Document Number	20264602284
Prior Transfer Date	Jan 2, 2003
Prior Transfer Doc	0004090276
Record Updated	Sep 20, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ISLAND WA
Recording Date	Jun 26, 2026
Property Address	2604 OLYMPIC DR, OAK HARBOR, WA 98277-8027
Document Number	0004602284
Instrument Date	Jun 25, 2026
Instrument	20264602284
Transaction Type	Transfer
Record Updated	Jul 7, 2026
Title Company	CHICAGO TITLE W, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$956,773.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2604 OLYMPIC DR, OAK HARBOR, WA 98277-8027

Mortgage

Document Number	0004602285,
Date	Jun 26, 2026
Instrument	20264602285

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.36%
Initial Type	Fixed Rate
Max Rate	-1%

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ISLAND WA
Recording Date	May 28, 2020
Property Address	2604 OLYMPIC DR, OAK HARBOR, WA 98277-8027
Document Number	0004487515
Instrument Date	May 27, 2020
Instrument	4487515
Transaction Type	Transfer
Record Updated	Jul 16, 2020
Title Company	PREMIER TITLE/ISLAND COUNTY, PREMIER TITLE/ISLAND CNTY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,373.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	2604 OLYMPIC DR OAK HARBOR WA 982778027, OAK HARBOR, WA 98277-8027

Mortgage

Document Number	4487516
Date	May 28, 2020
Instrument	4487516

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 27, 2050

Tax Assessment & Valuation

Source: Island County assessment roll, as of October 20, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Island County
Unified School District	Oak Harbor School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,639.00 (+1.96%)	$530,652 (+2.33%) Land $210,000 Building $320,652	$530,652 (+2.33%) Land $210,000 Building $320,652
2023	$3,569.00	$518,546 (+7.79%) Land $190,000 Building $328,546	$518,546 (+7.79%) Land $190,000 Building $328,546
2022		$481,065 Land $180,000 Building $301,065	$481,065 Land $180,000 Building $301,065

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 26, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HILLCREST VILLAGE WATER CO INC private · serves 770 people · EPA ID WA5333150
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 353 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband, Ziply Fiber.

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