2586 E Main St, Lincolnton, NC 28092 Property Records

Lincoln County property record for 2586 E Main St, Lincolnton, NC 28092

Property Summary

Property Type	Bank, Financial Building
Details	2,331 sqft · built 1985
Lot Size	1 acres (43,604 sqft)
Owner	Individual Name on Record
Last Sale	$588,000 (Nov 2018)
Tax Bill	$9,042 (2023)
Deeds & Mortgages	Nov 2018 Transfer Nov 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`3643-27-6252`

Property Details

APN / Parcel Number

Primary APN	`3643-27-6252`
Alternative APNs	`364310276252` `270571` `01576`

Interior

Stories	1 Story
Building Area	2,331 sqft Finished Area

Exterior

Year Built	Built 1985
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Lot Area	43,604 sqft (1 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	270571
Old Parcel Number	364310276252
Street Address	2586 E MAIN ST
City	LINCOLNTON
State	NC
Zip	28092-4150
Property Category	Commercial
Property Type	Commercial > Office > Bank, Financial Building
Local Zoning Code	G-B
Legal Description	BANK (BOGER CITY)
Legal Block	27
Jurisdiction	LINCOLN NC
Township / Civil Division	IRONTON
Census Block Group	2
Census Block	2020
Census Tract	70202

Owner

Source: Lincoln County records, as of November 17, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 1202, MONTREAT, NC 28757-1202
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 28, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY
Nov 28, 2018	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 28, 2018 · Amount on Record
Deed Sale	Nov 28, 2018 · Amount on Record
Prior Sale	Nov 28, 2018 · Amount on Record
Deed Document Number	0002783638
Deed Book / Page	2783 / 638
Record Updated	Jun 7, 2026

November 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LINCOLN NC
Recording Date	Nov 28, 2018
Property Address	2586 E MAIN ST, LINCOLNTON, NC 28092-4150
Document Number	2783638
Book / Page	002783 / 000638
Instrument Date	Nov 1, 2018
Instrument	585995
Transaction Type	Transfer
Record Updated	Dec 7, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1202 MONTREAT NC 287571202, MONTREAT, NC 28757-1202

November 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LINCOLN NC
Recording Date	Nov 28, 2018
Property Address	2586 E MAIN ST, LINCOLNTON, NC 28092-4150
Document Number	2783633
Book / Page	002783 / 000633
Instrument Date	Nov 1, 2018
Instrument	585994
Transaction Type	Transfer
Record Updated	Dec 12, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$1,176.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1202 MONTREAT NC 287571202, MONTREAT, NC 28757-1202

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Lincoln County
Municipality	Lincolnton City
Unified School District	Lincoln County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$9,042.00	$893,164 Land $473,512 Building $419,652	$893,164 Land $473,512 Building $419,652

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LINCOLNTON serves 16,309 people · EPA ID NC0155010
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 169 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon.

Nearby Properties on E Main St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures