2614 Cloverdale Rd, Bremo Bluff, VA 23022 Property Records

Fluvanna County property record for 2614 Cloverdale Rd, Bremo Bluff, VA 23022

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,356 sqft · built 2002
Lot Size	10 acres (435,600 sqft)
Owner	Individual Name on File
Last Sale	$214,500 (Jul 2017)
Tax Bill	$1,747 (2025)
Deeds & Mortgages	Aug 2023 Mortgage Jul 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`60 10 A`

Property Details

APN / Parcel Number

Primary APN	`60 10 A`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,356 sqft Living Area
Gross Area	2,764 sqft
1st Floor Area	2,356 sqft
Flooring	Softwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2009
Architectural Style	Mobile Home
Exterior Material	Vinyl
Foundation Type	Pier/Post & Beam
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	435,600 sqft (10 acres)
Terrain	Rolling
Garage Type	Detached
Garage Area	1,200 sqft
Parking Spaces	5 Parking Spaces
Deck Area	408 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	2614 CLOVERDALE RD
City	BREMO BLUFF
State	VA
Zip	23022-2319
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-1
Legal Description	DB 990-200 AC 10.0
Jurisdiction	FLUVANNA VA
Township / Civil Division	FORK UNION
Census Block Group	4
Census Block	4003
Census Tract	20200

Owner

2614 Cloverdale Rd is owned and occupied by an individual who bought it in July 2017.

Source: Fluvanna County records, as of July 13, 2026

Owner of Record	Individual Name on File
Mailing Address	2614 CLOVERDALE RD, BREMO BLUFF, VA 23022-2319
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Al (and Others)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 7, 2023	Deed of Trust, Mortgage · FHA Mortgage HUD
Jul 5, 2017	Deed, Transfer · FHA Mortgage AMERICAN FINANCIAL RESOURCES

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 5, 2017 · Amount on File
Deed Sale	Jul 5, 2017 · Amount on File
Deed Document Number	20172152
Record Updated	Oct 29, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLUVANNA VA
Property Address	2614 CLOVERDALE RD, BREMO BLUFF, VA 23022-2319
Transaction Type	Mortgage
Record Updated	Aug 30, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0230002153
Date	Aug 7, 2023
Instrument	230002153

Lender

Name	HUD
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount on Record

July 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	FLUVANNA VA
Recording Date	Jul 5, 2017
Property Address	2614 CLOVERDALE RD, BREMO BLUFF, VA 23022-2319
Document Number	1702152
Map Reference	PB 604 PG 908
Instrument Date	Jun 19, 2017
Instrument	1702152
Transaction Type	Transfer
Record Updated	Jul 6, 2021
Title Company	STEWART TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2614 CLOVERDALE RD, BREMO BLUFF, VA 23022-2319

Mortgage

Document Number	1702153
Date	Jul 5, 2017
Instrument	1702153

Lender

Name	AMERICAN FINANCIAL RESOURCES

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 2614 Cloverdale Rd was $1,747.

Source: Fluvanna County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Fluvanna County
Unified School District	Fluvanna County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$231,500 (-) Land $71,000 Building $160,500	$231,500 (-) Land $71,000 Building $160,500
2025	$1,747.00	$231,500 Land $71,000 Building $160,500	$231,500 Land $71,000 Building $160,500
2023		$204,000 Land $71,000 Building $133,000	$204,000 Land $71,000 Building $133,000
2022	$1,721.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2614 Cloverdale Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1985.

Source: FEMA National Flood Hazard Layer, effective March 25, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1985–1996)
Most Recent Claim	Sep 1996 · Hurricane Fran And Associated Severe Storm Cond

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2614 Cloverdale Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Brightspeed Fixed Wireless	10 / 1

Cell Coverage

4G LTE (outdoors only), no 5G reported

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