2452 Cloverdale Rd, Bremo Bluff, VA 23022 Property Records

Fluvanna County property record for 2452 Cloverdale Rd, Bremo Bluff, VA 23022

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,782 sqft · built 1999
Lot Size	5 acres (217,800 sqft)
Owner	Individual Name on File
Tax Bill	$1,266 (2025)
Deeds & Mortgages	Jul 2023 Mortgage Feb 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`60 9 AX`

Property Details

APN / Parcel Number

Primary APN	`60 9 AX`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,782 sqft Living Area
Gross Area	2,102 sqft
1st Floor Area	1,782 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2007
Architectural Style	Mobile Home
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	217,800 sqft (5 acres)
Terrain	Rolling

Exterior Amenities

Pool Type	Above-Ground Pool
Porch	Slab
Porch Area	160 sqft
Deck Area	160 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	2452 CLOVERDALE RD
City	BREMO BLUFF
State	VA
Zip	23022-2304
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-1
Legal Description	DB 821-847 AC 5.0
Legal Lot Number	X
Jurisdiction	FLUVANNA VA
Township / Civil Division	FORK UNION
Census Block Group	4
Census Block	4002
Census Tract	20200

Owner

Source: Fluvanna County records · APN 60 9 AX

Assessment roll updated June 25, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	2452 CLOVERDALE RD, BREMO BLUFF, VA 23022-2304
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 28, 2023	Deed of Trust, Mortgage · FHA Mortgage HUD
Feb 23, 2022	Deed of Trust, Mortgage · FHA Mortgage MIDFIRST BANK
Nov 18, 2020	Gift Deed, Transfer
Nov 18, 2020	Gift Deed, Transfer

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Sep 20, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLUVANNA VA
Property Address	2452 CLOVERDALE RD, BREMO BLUFF, VA 23022-2304
Transaction Type	Mortgage
Record Updated	Aug 16, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0230002062
Date	Jul 28, 2023
Instrument	230002062

Lender

Name	HUD
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	336 Months
Due	Nov 01, 2051

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLUVANNA VA
Property Address	2452 CLOVERDALE RD, BREMO BLUFF, VA 23022-2304
Transaction Type	Mortgage
Record Updated	Mar 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0220000663
Date	Feb 23, 2022
Instrument	220000663

Lender

Name	MIDFIRST BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 01, 2051

Interest

Rate Type	Fixed Rate

November 2020: Gift Deed, Transfer

Document Type	Gift Deed
Jurisdiction	FLUVANNA VA
Recording Date	Nov 18, 2020
Property Address	2452 CLOVERDALE RD, BREMO BLUFF, VA 23022-2304
Document Number	200004745
Map Reference	DB 482 PG 174
Instrument Date	Apr 30, 2020
Instrument	200004745
Transaction Type	Transfer
Record Updated	Jun 28, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2452 CLOVERDALE RD, BREMO BLUFF, VA 23022-2304

November 2020: Gift Deed, Transfer

Document Type	Gift Deed
Jurisdiction	FLUVANNA VA
Recording Date	Nov 18, 2020
Property Address	2452 CLOVERDALE RD, BREMO BLUFF, VA 23022-2304
Document Number	200004746
Map Reference	DB 452 PG 333
Instrument Date	Apr 30, 2020
Instrument	200004746
Transaction Type	Transfer
Record Updated	Jun 28, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2452 CLOVERDALE RD, BREMO BLUFF, VA 23022-2304

Tax Assessment & Valuation

Source: Fluvanna County records · Assessment roll updated June 25, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Fluvanna County
Unified School District	Fluvanna County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$167,800 (-) Land $48,500 Building $119,300	$167,800 (-) Land $48,500 Building $119,300
2025	$1,266.00 (+3.6%)	$167,800 (+15.88%) Land $48,500 Building $119,300	$167,800 (+15.88%) Land $48,500 Building $119,300
2023		$144,800 Land $48,500 Building $96,300	$144,800 Land $48,500 Building $96,300
2022	$1,222.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of March 25, 2016 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1985–1996)
Most Recent Claim	Sep 1996 · Hurricane Fran And Associated Severe Storm Cond

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
T-Mobile USA Fixed Wireless	25 / 3

Based on FCC filings for 6 locations within half a mile of this property.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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