2612 Elm Cir, El Centro, CA 92243 Property Records

Imperial County property record for 2612 Elm Cir, El Centro, CA 92243

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,990 sqft · built 2005
Lot Size	0.269 acres (11,721 sqft)
Owner	2 Individual Names on File
Last Sale	$745,500 (Apr 2026)
Tax Bill	$5,751 (2025)
Deeds & Mortgages	Mar 2023 Line of Credit Apr 2026 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`052-722-024-000`

Property Details

APN / Parcel Number

Primary APN	`052-722-024-000`
Alternative APNs	`0527222401` `05272224`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,990 sqft Living Area
1st Floor Area	2,990 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Lot Area	11,721 sqft (0.269 acres)
Garage Type	Attached
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Street Address	2612 ELM CIR
City	EL CENTRO
State	CA
Zip	92243-6177
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 21 BLK 2 OF RENAISSANCE SUBD UNIT NO 3 CITY OF EL CENTRO
Legal Subdivision	RENAISSANCE 03
Legal Tract	2
Legal Block	2
Legal Lot Number	21
Jurisdiction	IMPERIAL CA
Township / Civil Division	EL CENTRO
Census Block Group	2
Census Block	2011
Census Tract	11801

Owner

Source: Imperial County assessment roll, APN 052-722-024-000, as of August 18, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2612 ELM CIR, EL CENTRO, CA 92243-6177
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Mar 07, 2023	Deed of Trust, Mortgage · Line of Credit THE GOLDEN 1 CU
Apr 24, 2026	Grant Deed, Transfer · Conventional Mortgage NBKC BANK
Jul 02, 2020	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE
Jul 02, 2019	Grant Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC
Jun 08, 2018	Deed of Trust, Mortgage · Line of Credit RABOBANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 24, 2026 · Amount on Record
Deed Sale	Apr 24, 2026 · Amount on Record
Prior Sale	Jul 02, 2019 · Amount on Record
Deed Document Number	20266145
Prior Transfer Date	Mar 09, 2016
Prior Transfer Doc	0000004236
Record Updated	Sep 20, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IMPERIAL CA
Property Address	2612 ELM CIR, EL CENTRO, CA 92243-6177
Transaction Type	Mortgage
Record Updated	May 15, 2026
Title Company	E-PLACER TITLE, PLACER TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2612 ELM CIR, EL CENTRO, CA 92243-6177

Mortgage

Document Number	0000003224
Date	Mar 07, 2023
Instrument	2023003224

Lender

Name	THE GOLDEN 1 CU
Type	Credit Union
Address	SACRAMENTO, CA 95826

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	IMPERIAL CA
Recording Date	Apr 24, 2026
Property Address	2612 ELM CIR, EL CENTRO, CA 92243-6177
Document Number	0000006145
Instrument Date	Apr 10, 2026
Instrument	20266145
Transaction Type	Transfer
Record Updated	Jul 06, 2026
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$82,825.05
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2612 ELM CIR, EL CENTRO, CA 92243-6177

Mortgage

Document Number	0000006146,
Date	Apr 24, 2026
Instrument	20266146

Lender

Name	NBKC BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 01, 2056

Interest

Rate Type	Fixed Rate
Rate	6.11%
Initial Type	Fixed Rate
Max Rate	-1%

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IMPERIAL CA
Property Address	2612 ELM CIR, EL CENTRO, CA 92243-6177
Document Number	0000011850
Instrument Date	Jul 02, 2020
Transaction Type	Mortgage
Record Updated	Aug 21, 2020
Title Company	OLD REPUBLIC TITLE COMPANY/CIVIC, OLD REPUBLIC TITLE CO/CIVIC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	2612 ELM CIR EL CENTRO CA 922436177, EL CENTRO, CA 92243-6177

Mortgage

Document Number	0000011850
Date	Jul 13, 2020
Instrument	11850

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 12, 2050

July 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	IMPERIAL CA
Recording Date	Jul 02, 2019
Property Address	2612 ELM CIR, EL CENTRO, CA 92243-6177
Document Number	0000011591
Map Reference	MB 22 PG 45
Instrument Date	Jun 04, 2019
Instrument	2019011591
Transaction Type	Transfer
Record Updated	Aug 20, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	2612 ELM CIR, EL CENTRO, CA 92243-6177

Mortgage

Document Number	0000011592
Date	Jul 02, 2019
Instrument	2019011592

Lender

Name	GUARANTEED RATE INC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2049

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IMPERIAL CA
Property Address	2612 ELM CIR, EL CENTRO, CA 92243-6177
Document Number	0000010601
Instrument Date	Jun 08, 2018
Transaction Type	Mortgage
Record Updated	Jun 29, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2612 ELM CIR EL CENTRO CA 922436177, EL CENTRO, CA 92243-6177

Mortgage

Document Number	0000010601
Date	Jun 15, 2018
Instrument	10601

Lender

Name	RABOBANK
Type	Bank
Address	EL CENTRO, CA 92243

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Imperial County assessment roll as of August 18, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	California
County	Imperial County
Municipality	El Centro City
Secondary School District	Central Union High School District (09 - 12)
Elementary School District	McCabe Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$535,442 (+2%) Land $83,661 Building $451,781
2025	$5,751.00 (+2.97%)	$524,944 (+4.04%) Land $82,021 Building $442,923
2024	$5,585.00 (+0.14%)
2023	$5,577.00 (+2.42%)	$504,562 Land $78,837 Building $425,725
2022	$5,445.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Imperial County (06025C), as of October 18, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 97% of the US · lower than 97.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 263 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, California Internet.

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